DIA vs FINA: Differences, Returns & Fees
DIA and FINA hold 30% of their weight in the same names. Net assets: $44.4bn on Oct 8, 2026 for SPDR Dow Jones Industrial Average ETF Trust, and $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF.
FINA costs 0.07 points a year less; DIA is far larger, $43.9bn against $2.1bn.
| DIA | FINA | |
|---|---|---|
| Expense ratio | 0.16% | 0.09% |
| Net assets, as of Sep 30, 2026 | $43.9bn | $2.1bn |
| Total return, 1 year | +13.0% | not published |
| What it tracks | Dow Jones Industrial Average | not published |
| Holdings in common | 30% | |
| Top ten holdings, share of the fund | 55.0% | 35.0% |
| Below its high | 4.6%, high on Aug 5, 2026 | |
Holdings in common uses holdings dated Jul 31, 2026 and Oct 8, 2026.
What they hold in common
By the books each fund has filed, DIA and FINA hold 30% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Oct 8, 2026.
half
30% in common
On the same fields
DIA and FINA on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About DIA
DIA tracks the Dow Jones Industrial Average. Over the year to Oct 9, 2026 it returned +13.0% with distributions reinvested. The prospectus expense ratio is 0.16% a year. By its holdings published by its issuer for Oct 8, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 30 positions, with the top ten at 55.0%. It sat 4.6% below its high of Aug 5, 2026 on Oct 9, 2026.
About FINA
The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.
Questions people ask
- Which is cheaper, DIA or FINA?
- FINA is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, DIA against FINA, data as of Oct 9, 2026. https://etfiq.com/compare/any/dia-vs-fina
ETFIQ. (Oct 9, 2026). DIA against FINA. Retrieved from https://etfiq.com/compare/any/dia-vs-fina
[DIA against FINA (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/dia-vs-fina)
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.