COWZ vs VFLO: how they differ

COWZ and VFLO hold 35% of their weight in the same names, and VFLO returned +42.3% over the year. Pacer US Cash Cows 100 ETF and VictoryShares Free Cash Flow ETF.

VFLO costs 0.10 points a year less; their one-year returns differ by 19.4 points; COWZ is 2.4 times larger.

COWZVFLO
Expense ratio0.49%0.39%
Net assets, COWZ as of Jul 31, 2026 and VFLO as of Jun 30, 2026$18.7bn$7.8bn
Total return, 1 year+22.9%+42.3%
Holdings in common35%
Nasdaq-100, total return, 1 year+23.6%
Top ten holdings, share of the fund20.4%30.8%
Below its high5.1%, high on Sep 3, 20265.4%, high on Sep 3, 2026

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.

+22.9%
COWZ total return, 1 year
+42.3%
VFLO total return, 1 year
0.49%
COWZ expense ratio
0.39%
VFLO expense ratio

What they hold in common

By the books each fund has filed, COWZ and VFLO hold 35% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Jul 31, 2026.

half

35% in common

Positions both hold, largest shared weight first
Holding COWZ VFLO
Booking Holdings Inc 2.23% 2.73%
Intuit Inc 2.04% 2.87%
Marathon Petroleum Corp 2.06% 1.96%
Adobe Inc 1.91% 3.37%
Uber Technologies Inc 1.90% 2.67%
Salesforce Inc 1.90% 2.90%
T-Mobile US Inc 1.85% 2.26%
Newmont Corp 1.80% 3.01%
Expedia Group Inc 1.58% 3.41%
Airbnb Inc 1.54% 2.12%
Automatic Data Processing Inc 1.66% 1.53%
Diamondback Energy Inc 1.49% 2.35%
Only in COWZ
Bristol-Myers Squibb Co 2.18%
HCA Healthcare Inc 2.07%
General Dynamics Corp 2.05%
Verizon Communications Inc 1.97%
AT&T Inc 1.95%
Gilead Sciences Inc 1.93%
Comcast Corp 1.92%
Lowe's Cos Inc 1.89%
Only in VFLO
DEVON ENERGY CORPORATION 3.49%
SANDISK CORPORATION 3.02%
COEUR MINING, INC. 3.02%
MERCK & CO., INC. 2.98%
EXXON MOBIL CORPORATION 2.76%
ACCENTURE PUBLIC LIMITED COMPANY 2.73%
THE CIGNA GROUP 2.66%
TENET HEALTHCARE CORPORATION 2.37%

Check overlap with more funds →

On the same fields

COWZ
Pacer US Cash Cows 100 ETF
VFLO
VictoryShares Free Cash Flow ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US Cash Cows 100 Tracks an index
Total return, 1 year +22.9% +42.3%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 +5.6 pts +25.1 pts
Expense ratio 0.49% 0.39%
Already in the S&P 500 94.7% 83.8%
Holdings 100 50
Net assets, COWZ as of Jul 31, 2026 and VFLO as of Jun 30, 2026 $18.7bn $7.8bn

COWZ and VFLO on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

COWZ in plain words

COWZ tracks an index of US Cash Cows 100. Over the year to Oct 9, 2026 it returned +22.9% with distributions reinvested, against +17.3% for the S&P 500 and +23.6% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Jul 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 20.4%. It sat 5.1% below its high of Sep 3, 2026 on Oct 9, 2026.

VFLO in plain words

VFLO tracks an index. Over the year to Oct 9, 2026 it returned +42.3% with distributions reinvested, against +17.3% for the S&P 500 and +23.6% for the Nasdaq-100. The prospectus expense ratio is 0.39% a year. By its holdings filed for Jun 30, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 50 positions, with the top ten at 30.8%. It sat 5.4% below its high of Sep 3, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, COWZ or VFLO?
In the year to Oct 9, 2026, with distributions reinvested, COWZ returned +22.9% and VFLO +42.3%.
Which is cheaper, COWZ or VFLO?
VFLO is cheaper, by 0.10 percentage points a year. On $10,000 held for a year that difference is about $10. Fees come from each fund's prospectus.
How much do COWZ and VFLO overlap with the S&P 500?
By their latest filed holdings, 95% of COWZ and 84% of VFLO by weight is stocks the S&P 500 already holds.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed.

Cite this page

ETFIQ, COWZ against VFLO, data as of Oct 9, 2026. https://etfiq.com/compare/any/cowz-vs-vflo

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.