Which returned more over the last year, BINC or XLP?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XLP +13.8%.

Which is cheaper, BINC or XLP?

XLP is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and XLP overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 100% of XLP by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs XLP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to XLP's +13.8%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $14.6bn for State Street Consumer Staples Select Sector SPDR ETF.

BINC on its own →XLP on its own →

At a glance

+0.5%

BINC total return, 1 year

+13.8%

XLP total return, 1 year

0.40%

BINC expense ratio

0.08%

XLP expense ratio

Pair scorecard

XLP costs 0.32 points a year less; their one-year returns differ by 13.3 points; BINC is 1.2 times larger.

BINC vs XLP: Differences, Returns & Fees
Measure	BINC	XLP
Return
Measure	BINC	XLP
Total return, 1 year	+0.5%	+13.8%
Drawdown
Measure	BINC	XLP
Below its high		3.5%, high on Oct 22, 2026
Benchmark
Measure	BINC	XLP
What it tracks	No index, actively managed	Consumer Staples Select Sector Index
Cost and size
Measure	BINC	XLP
Expense ratio	0.40%	0.08%
Net assets, as of Oct 27, 2026	$16.8bn	$14.6bn
Holdings
Measure	BINC	XLP
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	62.9%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and XLP hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC XLP

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in XLP

WALMART INC 11.05%

COSTCO WHOLESALE CORP 9.14%

PROCTER + GAMBLE CO 7.69%

COCA COLA CO 7.34%

PHILIP MORRIS INTERNATIONAL 6.56%

ALTRIA GROUP INC 4.54%

COLGATE PALMOLIVE CO 4.39%

MONDELEZ INTERNATIONAL INC A 4.19%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF XLP State Street Consumer Staples Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks an index of Consumer staples

Total return, 1 year +0.5% +13.8%

Expense ratio 0.40% 0.08%

Already in the S&P 500 0.0% 99.6%

Holdings 4690 36

Net assets, as of Oct 27, 2026 $16.8bn $14.6bn

BINC and XLP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

XLP

XLP tracks an index of Consumer staples. Over the year to Oct 28, 2026 it returned +13.8% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 36 positions, with the top ten at 62.9%. It sat 3.5% below its high of Oct 22, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or XLP?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XLP +13.8%.
Which is cheaper, BINC or XLP?: XLP is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and XLP overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 100% of XLP by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs VDC BINC vs XHB BINC vs XRT BINC vs SCHH IEI vs XLP SCHP vs XLP HYG vs XLP TIP vs XLP

Where to next

BINC on its own →XLP on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →XLP dividend history →XLP holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

XLP filings on SEC EDGAR ↗

XLP prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against XLP, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-xlp

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.