Which returned more over the last year, BINC or TIP?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and TIP −1.0%.

Which is cheaper, BINC or TIP?

TIP is cheaper, by 0.22 percentage points a year. That is about $22 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs TIP: Differences, Returns & Fees

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On Jul 31, 2026 BINC's duration was 2.9 years and TIP's 6.3; TIP charges 0.18% to BINC's 0.40%.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $14.6bn for iShares TIPS Bond ETF.

BINC on its own →TIP on its own →

At a glance

+0.5%

BINC total return, 1 year

−1.0%

TIP total return, 1 year

0.40%

BINC expense ratio

0.18%

TIP expense ratio

Pair scorecard

TIP costs 0.22 points a year less; their one-year returns differ by 1.5 points; BINC is 1.2 times larger.

BINC vs TIP: Differences, Returns & Fees
Measure	BINC	TIP
Return
Measure	BINC	TIP
Total return, 1 year	+0.5%	−1.0%
Benchmark
Measure	BINC	TIP
What it tracks	No index, actively managed	ICE U.S. Treasury Inflation Linked Bond Index
Cost and size
Measure	BINC	TIP
Expense ratio	0.40%	0.18%
Net assets, as of Oct 27, 2026	$16.8bn	$14.6bn
Holdings
Measure	BINC	TIP
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated Jul 31, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC TIP

Return

Total return edge BINC +21.3% +10.4%

Annualized edge BINC +5.8% +2.9%

Price return edge BINC +0.2% −1.3%

Risk

Volatility edge BINC 3.1% 4.4%

Max drawdown edge BINC −2.7% −4.5%

Risk-adjusted

Sharpe edge BINC 0.37 −0.36

Sortino edge BINC 0.57 −0.49

Calmar edge BINC 2.20 0.66

Reading

BINC returned more: +21.3% to +10.4%. BINC swung less: 3.1% to 4.4%. BINC fell less at its worst: −2.7% to −4.5%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BINC vs TIP: Differences, Returns & Fees
Measure	BINC	TIP	Edge	How it is measured
Return
Total return	+21.3%	+10.4%	BINC	Price change plus distributions, reinvested.
Annualized	+5.8%	+2.9%	BINC	Total return as a yearly rate.
Price return	+0.2%	−1.3%	BINC	Price change alone, distributions left out.
Risk
Volatility	3.1%	4.4%	BINC	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	3.2%	BINC	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	−4.5%	BINC	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	−0.36	BINC	Return above Treasury bills per unit of volatility.
Sortino	0.57	−0.49	BINC	Return above Treasury bills per unit of downside deviation.
Calmar	2.20	0.66	BINC	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and TIP hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC TIP

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Only in TIP

U.S. Treasury Inflation Linked Notes, due Jul 15, 2035 3.99%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2035 3.94%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2036 3.92%

U.S. Treasury Inflation Linked Notes, due Jul 15, 2034 3.71%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2034 3.55%

U.S. Treasury Inflation Linked Notes, due Oct 15, 2030 3.37%

U.S. Treasury Inflation Linked Notes, due Apr 15, 2030 3.32%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2033 3.31%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF TIP iShares TIPS Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Actively managed Tracks an index of TIPS Bond

Total return, 1 year +0.5% −1.0%

Its benchmark over the same days not measured −0.8% (VTP)

Gap to its benchmark not measured −0.2 pts vs VTP

Expense ratio 0.40% 0.18%

Holdings 4690 48

Net assets, as of Oct 27, 2026 $16.8bn $14.6bn

BINC and TIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-BEB8E19388

BINC and TIP do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and TIP follows ICE U.S. Treasury Inflation Linked Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026).
Number of holdings. BINC holds 4,690 positions and TIP holds 48.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

TIP

TIP tracks an index of TIPS Bond. Over the year to Oct 28, 2026 it returned −1.0% with distributions reinvested, against −0.8% for its benchmark, the ICE U.S. Treasury Inflation Linked Bond Index. The prospectus expense ratio is 0.18% a year.

Questions people ask

Which returned more over the last year, BINC or TIP?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and TIP −1.0%.
Which is cheaper, BINC or TIP?: TIP is cheaper, by 0.22 percentage points a year. That is about $22 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs SCHP BINC vs SHY BINC vs JAAA BINC vs MBB BOXX vs TIP TIP vs VTIP TIP vs VBIL TIP vs USHY

Where to next

BINC on its own →TIP on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →TIP dividend history →TIP holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

TIP filings on SEC EDGAR ↗

TIP prospectus with the expense ratio (SEC) ↗

iShares page for TIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against TIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-tip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.