Which returned more over the last year, BINC or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SCHP −0.8%.

Which is cheaper, BINC or SCHP?

SCHP is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs SCHP: Differences, Returns & Fees

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BINC's duration was 2.9 years on Jul 31, 2026 and SCHP's 6.3 on Jun 30, 2026; SCHP charges 0.03% to BINC's 0.40%.

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Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

BINC on its own →SCHP on its own →

At a glance

+0.5%

BINC total return, 1 year

−0.8%

SCHP total return, 1 year

0.40%

BINC expense ratio

0.03%

SCHP expense ratio

Pair scorecard

SCHP costs 0.37 points a year less; their one-year returns differ by 1.3 points.

BINC vs SCHP: Differences, Returns & Fees
Measure	BINC	SCHP
Return
Measure	BINC	SCHP
Total return, 1 year	+0.5%	−0.8%
Benchmark
Measure	BINC	SCHP
What it tracks	No index, actively managed	US TIPS
Cost and size
Measure	BINC	SCHP
Expense ratio	0.40%	0.03%
Net assets, BINC as of Oct 27, 2026 and SCHP as of Jun 30, 2026	$16.8bn	$16.5bn
Holdings
Measure	BINC	SCHP
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC SCHP

Return

Total return edge BINC +21.3% +11.0%

Annualized edge BINC +5.8% +3.1%

Price return edge BINC +0.2% −2.2%

Risk

Volatility edge BINC 3.1% 4.4%

Max drawdown edge BINC −2.7% −4.4%

Risk-adjusted

Sharpe edge BINC 0.37 −0.32

Sortino edge BINC 0.57 −0.44

Calmar edge BINC 2.20 0.71

Reading

BINC returned more: +21.3% to +11.0%. BINC swung less: 3.1% to 4.4%. BINC fell less at its worst: −2.7% to −4.4%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BINC vs SCHP: Differences, Returns & Fees
Measure	BINC	SCHP	Edge	How it is measured
Return
Total return	+21.3%	+11.0%	BINC	Price change plus distributions, reinvested.
Annualized	+5.8%	+3.1%	BINC	Total return as a yearly rate.
Price return	+0.2%	−2.2%	BINC	Price change alone, distributions left out.
Risk
Volatility	3.1%	4.4%	BINC	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	3.2%	BINC	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	−4.4%	BINC	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	−0.32	BINC	Return above Treasury bills per unit of volatility.
Sortino	0.57	−0.44	BINC	Return above Treasury bills per unit of downside deviation.
Calmar	2.20	0.71	BINC	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC SCHP

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF SCHP Schwab U.S. TIPS ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Schwab

What it is Actively managed Tracks an index of US TIPS

Total return, 1 year +0.5% −0.8%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured +0.6 pts vs AGG

Expense ratio 0.40% 0.03%

Holdings 4690 48

Net assets, BINC as of Oct 27, 2026 and SCHP as of Jun 30, 2026 $16.8bn $16.5bn

BINC and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-8C1E6DCB98

BINC and SCHP do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and SCHP follows US TIPS.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Jun 30, 2026).
Number of holdings. BINC holds 4,690 positions and SCHP holds 48.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, BINC or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SCHP −0.8%.
Which is cheaper, BINC or SCHP?: SCHP is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs TIP BINC vs IEI BINC vs VTIP BINC vs PFF SCHP vs TIP SCHP vs VTIP SCHP vs VBIL SCHP vs SPSB

Where to next

BINC on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-schp

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.