Which returned more over the last year, BINC or SHY?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SHY +1.6%.

Which is cheaper, BINC or SHY?

SHY is cheaper, by 0.25 percentage points a year. That is about $25 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs SHY: Differences, Returns & Fees

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BINC's duration was 2.9 years on Jul 31, 2026 and SHY's 1.8 on Aug 31, 2026; SHY charges 0.15% to BINC's 0.40%.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $27.4bn for iShares 1-3 Year Treasury Bond ETF.

BINC on its own →SHY on its own →

At a glance

+0.5%

BINC total return, 1 year

+1.6%

SHY total return, 1 year

0.40%

BINC expense ratio

0.15%

SHY expense ratio

Pair scorecard

SHY costs 0.25 points a year less; their one-year returns differ by 1.1 points; SHY is 1.6 times larger.

BINC vs SHY: Differences, Returns & Fees
Measure	BINC	SHY
Return
Measure	BINC	SHY
Total return, 1 year	+0.5%	+1.6%
Benchmark
Measure	BINC	SHY
What it tracks	No index, actively managed	ICE U.S. Treasury 1-3 Year Bond Index
Cost and size
Measure	BINC	SHY
Expense ratio	0.40%	0.15%
Net assets, as of Oct 27, 2026	$16.8bn	$27.4bn
Holdings
Measure	BINC	SHY
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC SHY

Return

Total return edge BINC +21.3% +13.3%

Annualized edge BINC +5.8% +3.7%

Price return edge BINC (slight) +0.2% +0.1%

Risk

Volatility edge SHY 3.1% 1.5%

Max drawdown edge SHY −2.7% −0.8%

Risk-adjusted

Sharpe edge BINC 0.37 −0.58

Sortino edge BINC 0.57 −0.81

Calmar edge SHY 2.20 4.40

Reading

BINC returned more: +21.3% to +13.3%. SHY swung less: 1.5% to 3.1%. SHY fell less at its worst: −0.8% to −2.7%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BINC vs SHY: Differences, Returns & Fees
Measure	BINC	SHY	Edge	How it is measured
Return
Total return	+21.3%	+13.3%	BINC	Price change plus distributions, reinvested.
Annualized	+5.8%	+3.7%	BINC	Total return as a yearly rate.
Price return	+0.2%	+0.1%	BINC (slight)	Price change alone, distributions left out.
Risk
Volatility	3.1%	1.5%	SHY	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	1.1%	SHY	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	−0.8%	SHY	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	−0.58	BINC	Return above Treasury bills per unit of volatility.
Sortino	0.57	−0.81	BINC	Return above Treasury bills per unit of downside deviation.
Calmar	2.20	4.40	SHY	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and SHY hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC SHY

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Only in SHY

U.S. Treasury Notes, due Apr 30, 2028 1.97%

U.S. Treasury Notes, due Jan 31, 2028 1.71%

U.S. Treasury Notes, due Jun 30, 2028 1.61%

U.S. Treasury Notes, due Apr 30, 2029 1.51%

U.S. Treasury Notes, due May 31, 2029 1.49%

U.S. Treasury Notes, due Aug 15, 2027 1.48%

U.S. Treasury Notes, due Jun 30, 2029 1.47%

U.S. Treasury Notes, due Feb 15, 2028 1.40%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF SHY iShares 1-3 Year Treasury Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Actively managed Tracks an index of 1-3 Year Treasury Bond

Total return, 1 year +0.5% +1.6%

Its benchmark over the same days not measured +1.7% (BBSB)

Gap to its benchmark not measured −0.1 pts vs BBSB

Expense ratio 0.40% 0.15%

Holdings 4690 90

Net assets, as of Oct 27, 2026 $16.8bn $27.4bn

BINC and SHY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-3B9CB3C161

BINC and SHY do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and SHY follows ICE U.S. Treasury 1-3 Year Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Aug 31, 2026).
Number of holdings. BINC holds 4,690 positions and SHY holds 90.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

SHY

SHY tracks an index of 1-3 Year Treasury Bond. Over the year to Oct 28, 2026 it returned +1.6% with distributions reinvested, against +1.7% for its benchmark, the ICE U.S. Treasury 1-3 Year Bond Index. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, BINC or SHY?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SHY +1.6%.
Which is cheaper, BINC or SHY?: SHY is cheaper, by 0.25 percentage points a year. That is about $25 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs VGSH BINC vs IEI BINC vs LQD BINC vs IGSB IEI vs SHY SCHP vs SHY HYG vs SHY SHY vs TIP

Where to next

BINC on its own →SHY on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →SHY dividend history →SHY holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

SHY filings on SEC EDGAR ↗

SHY prospectus with the expense ratio (SEC) ↗

iShares page for SHY ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against SHY, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-shy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.