Which returned more over the last year, BILS or FLRN?

In the year to Oct 20, 2026, with distributions reinvested, BILS returned +3.6% and FLRN +4.3%.

Which is cheaper, BILS or FLRN?

BILS is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

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BILS vs FLRN: Differences, Returns & Fees

On Jun 30, 2026 BILS's duration was 0.4 years and FLRN's 0.0; BILS charges 0.14% to FLRN's 0.15%. Net assets on Oct 20, 2026: $3.9bn for State Street SPDR Bloomberg 3-12 Month T-Bill ETF and $3.2bn for State Street SPDR Bloomberg Investment Grade Floating Rate ETF.

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Answers cite the figures on this page.

BILS costs 0.01 points a year less; their one-year returns differ by 0.7 points; BILS is 1.3 times larger.

BILS vs FLRN: Differences, Returns & Fees
	BILS	FLRN
Expense ratio	0.14%	0.15%
Net assets	$3.9bn	$3.2bn
Total return, 1 year	+3.6%	+4.3%
What it tracks	not read by ETFIQ	not read by ETFIQ
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026.

+3.6%

BILS total return, 1 year

+4.3%

FLRN total return, 1 year

0.14%

BILS expense ratio

0.15%

FLRN expense ratio

Client brief · page 1 of 2Report BR-4FE66BDE50

BILS and FLRN are built for the same job. How do they differ in cost, holdings and results?

Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026).
Number of holdings. BILS holds 23 positions and FLRN holds 549.
What each follows (similar). Both follow not read by ETFIQ.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, BILS and FLRN hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding BILS FLRN

Only in BILS

U.S. Treasury Bills, due Oct 1, 2026 6.87%

U.S. Treasury Bills, due Oct 29, 2026 6.70%

U.S. Treasury Bills, due Nov 27, 2026 6.44%

U.S. Treasury Bills, due Dec 24, 2026 5.34%

U.S. Treasury Bills, due Oct 8, 2026 4.47%

U.S. Treasury Bills, due Oct 15, 2026 4.47%

U.S. Treasury Bills, due Sep 24, 2026 4.40%

U.S. Treasury Bills, due Sep 10, 2026 4.29%

Only in FLRN

European Bank for Reconstruction & Development, due Feb 20, 2028 1.20%

International Bank for Reconstruction & Development, due Aug 19, 2027 0.90%

European Bank for Reconstruction & Development, due Feb 16, 2029 0.83%

International Bank for Reconstruction & Development, due Jan 12, 2027 0.83%

European Bank for Reconstruction & Development, due Jul 22, 2030 0.78%

International Finance Corp, due Aug 28, 2028 0.70%

International Bank for Reconstruction & Development, due Sep 23, 2026 0.70%

Kommunalbanken AS, due Apr 9, 2029 0.69%

Check overlap with more funds →

On the same fields

BILS

State Street SPDR Bloomberg 3-12 Month T-Bill ETF

FLRN

State Street SPDR Bloomberg Investment Grade Floating Rate ETF

Where it sits Bond ETF Bond ETF

Issuer State Street State Street

What it is Tracks an index Tracks an index

Total return, 1 year +3.6% +4.3%

Expense ratio 0.14% 0.15%

Holdings 23 549

Net assets $3.9bn $3.2bn

BILS and FLRN on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About BILS

BILS tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

About FLRN

FLRN tracks an index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, BILS or FLRN?: In the year to Oct 20, 2026, with distributions reinvested, BILS returned +3.6% and FLRN +4.3%.
Which is cheaper, BILS or FLRN?: BILS is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BILS vs TBIL BILS vs FLOT BILS vs BSCQ BILS vs VNLA FLRN vs GSY FLRN vs IBDS FLRN vs FLTR BSCR vs FLRN

BILS on its own →FLRN on its own →Hold both: look the portfolio through →Rankings →BILS dividend history →BILS holdings →FLRN dividend history →FLRN holdings →Standards and sources →

Where these figures came from

BILS and FLRN filings on SEC EDGAR ↗BILS and FLRN prospectus with the expense ratio (SEC) ↗State Street website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BILS against FLRN, data as of Oct 20, 2026. https://etfiq.com/compare/any/bils-vs-flrn

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.