BIL vs GBIL: Differences, Returns & Fees
BIL's duration was 0.2 years on Jun 30, 2026 and GBIL's 0.4 on May 31, 2026; GBIL charges 0.12% to BIL's 0.14%. Net assets: $51.1bn on Oct 20, 2026 for SPDR Bloomberg 1-3 Month T-Bill ETF, and $7.9bn on Oct 19, 2026 for Goldman Sachs Access Treasury 0-1 Year ETF.
GBIL costs 0.02 points a year less; their one-year returns differ by 0.1 points; BIL is 6.5 times larger.
| BIL | GBIL | |
|---|---|---|
| Expense ratio | 0.14% | 0.12% |
| Net assets, as of Oct 19, 2026 | $51.2bn | $7.9bn |
| Total return, 1 year | +3.7% | +3.6% |
| What it tracks | 1-3 month T-bills | not read by ETFIQ |
| Holdings in common | report dates differ | |
Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.
BIL and GBIL are built for the same job. How do they differ in cost, holdings and results?
- What each follows. BIL follows 1-3 month T-bills and GBIL follows not read by ETFIQ.
- Size. BIL has $51.2bn in net assets and GBIL $7.9bn (net assets, as of Oct 19, 2026); BIL is 6.5 times larger.
- One-year total return (similar). Over 1 year to Oct 20, 2026 BIL returned +3.7% and GBIL +3.6% with distributions reinvested, a gap of 0.1 points.
Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.
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On the same fields
BIL and GBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.
About BIL
BIL tracks an index of 1-3 month T-bills. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.14% a year.
About GBIL
GBIL tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.12% a year.
Questions people ask
- Which returned more over the last year, BIL or GBIL?
- In the year to Oct 20, 2026, with distributions reinvested, BIL returned +3.7% and GBIL +3.6%.
- Which is cheaper, BIL or GBIL?
- GBIL is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
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Cite this pageCitation, APA and Markdown
ETFIQ, BIL against GBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/bil-vs-gbil
ETFIQ. (Oct 20, 2026). BIL against GBIL. Retrieved from https://etfiq.com/compare/any/bil-vs-gbil
[BIL against GBIL (ETFIQ, Oct 20, 2026)](https://etfiq.com/compare/any/bil-vs-gbil)
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