Data as of Oct 28, 2026.
AIPI vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, AIPI returned +15.5% to SCHD's +34.5%, and SCHD charges 0.06% to AIPI's 0.65%.
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Net assets: $490m on Oct 27, 2026 for REX AI EQUITY PREMIUM INCOME ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.59 points a year less; their one-year returns differ by 19.0 points.
| Measure | AIPI | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +15.5% | +34.5% |
| Price change, 1 year | fell 19.4% | rose 30.0% |
| Latest payout, annualized | 34.3% | |
| Return of capital, issuer estimate | 100% of the Oct 8, 2026 payment | |
| Against its benchmark | ||
| What it tracks | Benchmark: S&P 500, measured through SPY | Dow Jones U.S. Dividend 100 Index |
| Against its benchmark, same days | ahead by 1.9 pts | |
| Cost and size | ||
| Expense ratio | 0.65% | 0.06% |
| Net assets, AIPI as of Oct 27, 2026 and SCHD as of Aug 31, 2026 | $490m | $112.3bn |
| Holdings | ||
| Holdings in common | 3% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026. Method
Risk and return
Jun 14, 2024 to Oct 23, 2026 · 123 weekly returnsSCHD returned more: +51.0% to +44.7%. SCHD swung less: 13.2% to 21.3%. SCHD fell less at its worst: −12.8% to −24.9%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | AIPI | SCHD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +44.7% | +51.0% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +16.9% | +19.0% | SCHD | Total return as a yearly rate. |
| Price return | −34.5% | +37.8% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 21.3% | 13.2% | SCHD | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 15.0% | 9.1% | SCHD | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −24.9% | −12.8% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.64 | 1.07 | SCHD | Return above Treasury bills per unit of volatility. |
| Sortino | 0.92 | 1.56 | SCHD | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.68 | 1.49 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 123 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, AIPI and SCHD hold 3% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Aug 31, 2026.
half
3% in common
Only in one fund ↓
Side by side
AIPI and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
AIPI and SCHD do different jobs. What does each one do in a portfolio?
- What each follows. AIPI is measured against S&P 500 through SPY and SCHD follows Dow Jones U.S. Dividend 100 Index.
- Holdings in common. 3% of the weight is in the same securities (holdings dated May 31, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 AIPI returned +15.5% and SCHD +34.5% with distributions reinvested, a gap of 19.0 points.
Data as of Oct 28, 2026.
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AIPI
Over the year to Oct 28, 2026, AIPI paid 30.4% of its starting value in cash distributions while its price fell 19.4%. With every distribution reinvested, the fund returned +15.5%. S&P 500 (SPY) returned +13.6% over the same days, so a holder was ahead by 1.9 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 34.3%, paid weekly. REX estimates that 100% of the distribution paid Oct 8, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Are AIPI and SCHD in the same category?
- AIPI is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, AIPI or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, AIPI returned +15.5% and SCHD +34.5%.
- Which is cheaper, AIPI or SCHD?
- SCHD is cheaper, by 0.59 percentage points a year. That is about $59 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, AIPI against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/aipi-vs-schd
ETFIQ. (Oct 28, 2026). AIPI against SCHD. Retrieved from https://etfiq.com/compare/any/aipi-vs-schd
[AIPI against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/aipi-vs-schd)
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