Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
ISPY vs SCHD: how they differ
Over the year SCHD returned more, +27.6% against +14.4%, and SCHD charges 0.06% against 0.56%.
ProShares S&P 500 High Income ETF and Schwab U.S. Dividend Equity ETF.
What they hold in common
By the books each fund has filed, ISPY and SCHD hold 0% of their money in the same securities at the same weight.
| Only in ISPY | Only in SCHD |
|---|---|
| ProShares GENIUS Money Market ETF 10.56% | QUALCOMM Inc 6.75% |
| NVIDIA Corp. 7.07% | Texas Instruments Inc 5.92% |
| Apple, Inc. 6.31% | UnitedHealth Group Inc 5.10% |
| Microsoft Corp. 4.60% | Coca-Cola Co/The 3.96% |
| Amazon.com, Inc. 3.64% | Merck & Co Inc 3.87% |
| Alphabet, Inc. 3.05% | Chevron Corp 3.84% |
| Broadcom, Inc. 2.92% | Verizon Communications Inc 3.66% |
| Alphabet, Inc. 2.42% | Procter & Gamble Co/The 3.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| ISPY ProShares S&P 500 High Income ETF | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Income ETF | Core index fund |
| Issuer | ProShares | Schwab |
| What it is | covered call, vs SPY | US dividend |
| Total return, 1 year | +14.4% | +27.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −3.1 pts | +10.1 pts |
| Cash paid, 1 year | 5.7% | not an income fund |
| Expense ratio | 0.56% | 0.06% |
| Holdings | not filed | 99 |
ISPY in plain words
Over the year to Sep 11, 2026, ISPY paid 5.7% of its starting value in cash distributions while its price rose 8.4%. With every distribution reinvested, the fund returned +14.4%. S&P 500 (SPY) returned +17.5% over the same days, so a holder was behind by 3.1 pts. At its price on Sep 11, 2026 the latest distribution annualizes to 5.8%, paid monthly.
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, ISPY or SCHD?
- In the year to Sep 13, 2026, with distributions reinvested, ISPY returned +14.4% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, ISPY or SCHD?
- ISPY charges 0.56% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
- Are ISPY and SCHD the same kind of fund?
- No. ISPY is an option-income ETF and SCHD is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, ISPY against SCHD, data as of Sep 13, 2026. https://etfiq.com/compare/any/ispy-vs-schd Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources