Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs XYLD: how they differ
Over the year SCHD returned more, +27.6% against +17.9%, and SCHD charges 0.06% against 0.60%.
Schwab U.S. Dividend Equity ETF and Global X S&P 500 Covered Call ETF.
What they hold in common
By the books each fund has filed, SCHD and XYLD hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in XYLD |
|---|---|
| QUALCOMM Inc 6.75% | NVIDIA CORP 8.01% |
| Texas Instruments Inc 5.92% | APPLE INC 7.39% |
| UnitedHealth Group Inc 5.10% | MICROSOFT CORP 5.58% |
| Coca-Cola Co/The 3.96% | AMAZON.COM INC 3.81% |
| Merck & Co Inc 3.87% | ALPHABET INC-CL A 3.01% |
| Chevron Corp 3.84% | BROADCOM INC 2.60% |
| Verizon Communications Inc 3.66% | ALPHABET INC-CL C 2.40% |
| Procter & Gamble Co/The 3.55% | META PLATFORMS INC 2.16% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 11, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | XYLD Global X S&P 500 Covered Call ETF | |
|---|---|---|
| Where it sits | Core index fund | Income ETF |
| Issuer | Schwab | Global X |
| What it is | US dividend | covered call, vs ACWI |
| Total return, 1 year | +27.6% | +17.9% |
| S&P 500 over the same days | +17.5% | +19.1% |
| Gap to the S&P 500 | +10.1 pts | −1.2 pts |
| Cash paid, 1 year | not an income fund | 11.0% |
| Expense ratio | 0.06% | 0.60% |
| Holdings | 99 | not filed |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
XYLD in plain words
Over the year to Sep 11, 2026, XYLD paid 11.0% of its starting value in cash distributions while its price rose 5.9%. With every distribution reinvested, the fund returned +17.9%. All-country world (ACWI) returned +19.1% over the same days, so a holder was behind by 1.2 pts. At its price on Sep 11, 2026 the latest distribution annualizes to 9.0%, paid monthly. Global X estimates that 93% of the distribution paid Aug 27, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
Questions people ask
- Which returned more over the last year, SCHD or XYLD?
- In the year to Sep 13, 2026, with distributions reinvested, SCHD returned +27.6% and XYLD returned +17.9%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or XYLD?
- SCHD charges 0.06% a year and XYLD charges 0.60%, so SCHD is cheaper. Fees come from each fund's prospectus.
- Are SCHD and XYLD the same kind of fund?
- No. SCHD is an index ETF and XYLD is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against XYLD, data as of Sep 13, 2026. https://etfiq.com/compare/any/schd-vs-xyld Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources