Which returned more over the last year, AGG or DFCF?

In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and DFCF −1.8%.

Which is cheaper, AGG or DFCF?

AGG is cheaper, by 0.14 percentage points a year. That is about $14 on $10,000 held for a year. Fees come from each fund's prospectus.

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AGG vs DFCF: Differences, Returns & Fees

AGG's duration was 5.8 years on May 31, 2026 and DFCF's 5.8 on Jul 31, 2026; AGG charges 0.03% to DFCF's 0.17%. Net assets: $137.1bn on Oct 9, 2026 for iShares Core U.S. Aggregate Bond ETF, and $11.0bn on Jul 31, 2026 for Dimensional Core Fixed Income ETF.

AGG costs 0.14 points a year less; their one-year returns differ by 0.2 points; AGG is 12.5 times larger.

	AGG	DFCF
Expense ratio	0.03%	0.17%
Net assets, as of Jul 31, 2026	$137.1bn	$11.0bn
Total return, 1 year	−1.6%	−1.8%
What it tracks	Bloomberg U.S. Aggregate Bond Index	No index, actively managed
Holdings in common	15%
Below its high	4.7%, high on Aug 4, 2020	4.4%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

−1.6%

AGG total return, 1 year

−1.8%

DFCF total return, 1 year

0.03%

AGG expense ratio

0.17%

DFCF expense ratio

What they hold in common

By the books each fund has filed, AGG and DFCF hold 15% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

half

15% in common

Positions both hold, largest shared weight first

Holding AGG DFCF

U.S. Treasury Notes, due Nov 15, 2033 0.40% 0.65%

U.S. Treasury Notes, due Aug 15, 2033 0.35% 0.65%

U.S. Treasury Notes, due May 15, 2032 0.33% 0.75%

U.S. Treasury Notes, due May 15, 2033 0.33% 0.61%

U.S. Treasury Notes, due Nov 15, 2031 0.32% 0.72%

U.S. Treasury Notes, due Feb 15, 2033 0.31% 0.87%

U.S. Treasury Notes, due Jan 31, 2028 0.31% 0.39%

U.S. Treasury Notes, due Feb 15, 2032 0.29% 0.91%

U.S. Treasury Notes, due Nov 15, 2032 0.29% 0.89%

U.S. Treasury Notes, due Aug 15, 2031 0.27% 0.53%

U.S. Treasury Notes, due Aug 15, 2032 0.27% 0.76%

U.S. Treasury Notes, due Nov 15, 2035 0.39% 0.25%

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.42%

U.S. Treasury Notes, due Nov 15, 2034 0.41%

U.S. Treasury Notes, due Aug 15, 2034 0.40%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due May 15, 2034 0.38%

U.S. Treasury Notes, due Feb 15, 2036 0.37%

U.S. Treasury Notes, due Jun 15, 2028 0.35%

U.S. Treasury Notes, due Aug 31, 2030 0.33%

Only in DFCF

FEDERAL NATIONAL MORTGAGE ASSOCIATION, due Aug 25, 2056 6.19%

The DFA Short Term Investment Fund 6.07%

FEDERAL NATIONAL MORTGAGE ASSOCIATION, due Aug 25, 2056 5.34%

U S TREASURY NOTE, due Jan 31, 2028 4.70%

FEDERAL NATIONAL MORTGAGE ASSOCIATION, due Aug 25, 2056 4.10%

U S TREASURY NOTE, due Oct 31, 2027 3.07%

GOVERNMENT NATIONAL MORTGAGE ASSOCIATION, due Aug 20, 2056 3.00%

U S TREASURY NOTE, due Apr 30, 2027 2.94%

Check overlap with more funds →

On the same fields

AGG

iShares Core U.S. Aggregate Bond ETF

DFCF

Dimensional Core Fixed Income ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Dimensional

What it is Tracks an index of US aggregate bonds Actively managed

Total return, 1 year −1.6% −1.8%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −18.8 pts −19.0 pts

Expense ratio 0.03% 0.17%

Holdings 13402 1771

Net assets, AGG as of Oct 9, 2026 and DFCF as of Jul 31, 2026 $137.1bn $11.0bn

AGG and DFCF on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

AGG in plain words

AGG tracks an index of US aggregate bonds. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.7% below its high of Aug 4, 2020 on Oct 9, 2026.

DFCF in plain words

DFCF is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.17% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, AGG or DFCF?: In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and DFCF −1.8%.
Which is cheaper, AGG or DFCF?: AGG is cheaper, by 0.14 percentage points a year. That is about $14 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs SCHZ AGG vs SPAB AGG vs JBND AGG vs CGCB DFCF vs SCHZ DFCF vs SPAB DFCF vs JBND DFCF vs VCRB

AGG on its own →DFCF on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

AGG filings on SEC EDGAR ↗AGG prospectus with the expense ratio (SEC) ↗iShares page for AGG ↗DFCF filings on SEC EDGAR ↗DFCF prospectus with the expense ratio (SEC) ↗Dimensional website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against DFCF, data as of Oct 9, 2026. https://etfiq.com/compare/any/agg-vs-dfcf

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.