Which returned more over the last year, AGG or JAAA?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and JAAA +4.7%.

Which is cheaper, AGG or JAAA?

AGG is cheaper, by 0.17 percentage points a year. That is about $17 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs JAAA: Differences, Returns & Fees

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AGG's duration was 5.8 years on Aug 31, 2026 and JAAA's 0.0 on Jul 31, 2026; AGG charges 0.03% to JAAA's 0.20%.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $32.5bn on Oct 28, 2026 for Janus Henderson AAA CLO ETF.

AGG on its own →JAAA on its own →

At a glance

−1.4%

AGG total return, 1 year

+4.7%

JAAA total return, 1 year

0.03%

AGG expense ratio

0.20%

JAAA expense ratio

Pair scorecard

AGG costs 0.17 points a year less; their one-year returns differ by 6.1 points; AGG is 4.3 times larger.

AGG vs JAAA: Differences, Returns & Fees
Measure	AGG	JAAA
Return
Measure	AGG	JAAA
Total return, 1 year	−1.4%	+4.7%
Drawdown
Measure	AGG	JAAA
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	JAAA
What it tracks	Bloomberg U.S. Aggregate Bond Index	No index, actively managed
Cost and size
Measure	AGG	JAAA
Expense ratio	0.03%	0.20%
Net assets, as of Oct 27, 2026	$139.4bn	$32.5bn
Holdings
Measure	AGG	JAAA
Holdings in common	0%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

Risk and return

Oct 30, 2020 to Oct 23, 2026 · 312 weekly returns

AGG JAAA

Return

Total return edge JAAA −1.7% +31.1%

Annualized edge JAAA −0.3% +4.6%

Price return edge JAAA −18.1% +1.6%

Risk

Volatility edge JAAA 5.4% 1.3%

Max drawdown edge JAAA −18.0% −2.5%

Risk-adjusted

Sharpe edge JAAA −0.63 0.93

Sortino edge JAAA −0.84 1.24

Calmar edge JAAA −0.02 1.82

Reading

JAAA returned more: +31.1% to −1.7%. JAAA swung less: 1.3% to 5.4%. JAAA fell less at its worst: −2.5% to −18.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: AGG vs JAAA: Differences, Returns & Fees
Measure	AGG	JAAA	Edge	How it is measured
Return
Total return	−1.7%	+31.1%	JAAA	Price change plus distributions, reinvested.
Annualized	−0.3%	+4.6%	JAAA	Total return as a yearly rate.
Price return	−18.1%	+1.6%	JAAA	Price change alone, distributions left out.
Risk
Volatility	5.4%	1.3%	JAAA	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	4.1%	1.0%	JAAA	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−18.0%	−2.5%	JAAA	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	−0.63	0.93	JAAA	Return above Treasury bills per unit of volatility.
Sortino	−0.84	1.24	JAAA	Return above Treasury bills per unit of downside deviation.
Calmar	−0.02	1.82	JAAA	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 312 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, AGG and JAAA hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG JAAA

Only in one fund ↓

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.41%

U.S. Treasury Notes, due Nov 15, 2034 0.40%

U.S. Treasury Notes, due Feb 28, 2030 0.40%

U.S. Treasury Notes, due May 15, 2034 0.40%

U.S. Treasury Notes, due Aug 15, 2034 0.39%

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2033 0.38%

Only in JAAA

KKR CLO 35 Ltd., Series 35A, Class AR, due Jan 20, 2038 0.85%

AB BSL CLO 1 Ltd., Series 2020-1A, Class A1R2, due Oct 15, 2038 0.78%

Anchorage Capital CLO 16 Ltd., Series 2020-16A, Class A1R2, due Jan 19, 2038 0.73%

Palmer Square CLO Ltd., Series 2018-2A, Class A1R2, due Apr 16, 2037 0.68%

Ares LXI CLO Ltd., Series 2021-61A, Class A1R2, due Apr 20, 2037 0.68%

Carlyle US CLO Ltd., Series 2021-8A, Class A1R, due Oct 15, 2038 0.62%

WISE CLO Ltd., Series 2024-1A, Class AR, due Apr 15, 2037 0.62%

Magnetite XXXII Ltd., Series 2022-32A, Class AR, due Oct 15, 2037 0.60%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF JAAA Janus Henderson AAA CLO ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Janus Henderson

What it is Tracks an index of US aggregate bonds Actively managed

Total return, 1 year −1.4% +4.7%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.20%

Holdings 13469 598

Net assets, AGG as of Oct 27, 2026 and JAAA as of Oct 28, 2026 $139.4bn $32.5bn

AGG and JAAA on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-5E213B4B88

AGG and JAAA do different jobs. What does each one do in a portfolio?

What each follows. AGG follows Bloomberg U.S. Aggregate Bond Index and JAAA follows No index, actively managed.
Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jul 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 AGG returned −1.4% and JAAA +4.7% with distributions reinvested, a gap of 6.1 points.

Data as of Oct 28, 2026.

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About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

JAAA

JAAA is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +4.7% with distributions reinvested. The prospectus expense ratio is 0.20% a year.

Questions people ask

Which returned more over the last year, AGG or JAAA?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and JAAA +4.7%.
Which is cheaper, AGG or JAAA?: AGG is cheaper, by 0.17 percentage points a year. That is about $17 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs MBB AGG vs BIV AGG vs IGSB AGG vs IGIB BND vs JAAA JAAA vs SGOV BNDX vs JAAA JAAA vs VCIT

Where to next

AGG on its own →JAAA on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →JAAA dividend history →JAAA holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

JAAA filings on SEC EDGAR ↗

JAAA prospectus with the expense ratio (SEC) ↗

Janus Henderson page for JAAA ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against JAAA, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-jaaa

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.