Theme · 6 funds

Fintech and digital payments ETFs

See every fintech and digital payments ETF by what it holds, not by its name. Funds that hold payment networks, card processors, digital banks and the software behind them. 6 funds, largest first. Updated Oct 21, 2026. The typical fund carries 43% of its weight in S&P 500 names, the 15th most of the 53 themes with filed books.

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The short answers

How many there are6US listed fintech and digital payments ETFs, as of Oct 21, 2026.
The largestARKFARK Blockchain & Fintech Innovation ETF, $791m.
The cheapestLATRCorgi Buy Now Pay Later ETF, 0.35% a year.
Best one year total returnIPAYAmplify Digital Payments ETF, −12.8%.
Least like the S&P 500BPAYiShares FinTech Active ETF, 31.9% of its weight in S&P 500 companies.
Closest pairIPAY and KYC45% of their weight in the same companies.

What these funds actually own

Between them the 6 funds' ten largest holdings name 40 companies, of which 11 appear in more than one. BLOCK INC is among the ten largest of 5 of them, at an average of 4.8% of the fund.

CompanyIn the top ten ofAvg weightLargest, and where
BLOCK INC XYZ 5 of 6 4.8% 8.2% in ARKF
Visa Inc V 4 of 6 8.2% 12.2% in LATR
Mastercard Inc MA 4 of 6 7.6% 11.7% in LATR
PayPal Holdings Inc PYPL 3 of 6 4.5% 5.8% in IPAY
ROBINHOOD MARKETS INC - A HOOD 3 of 6 4.2% 4.8% in ARKF
SHOPIFY INC - CLASS A SHOP 2 of 6 7.6% 9.0% in ARKF
Capital One Financial Corp COF 2 of 6 5.1% 5.9% in IPAY
COINBASE GLOBAL INC -CLASS A COIN 2 of 6 4.9% 5.4% in ARKF
Affirm Holdings Inc AFRM 2 of 6 4.8% 5.1% in LATR
NU Holdings Ltd/Cayman Islands NU 2 of 6 3.9% 4.6% in LATR
Corpay Inc CPAY 2 of 6 3.7% 4.6% in IPAY
ROBINHOOD MARKETS, INC. 1 of 6 6.8% 6.8% in FINX
BLOCK, INC. 1 of 6 6.6% 6.6% in FINX
CIRCLE INTERNET GROUP INC CRCL 1 of 6 6.3% 6.3% in ARKF
American Express Co AXP 1 of 6 6.0% 6.0% in IPAY

Fintech and digital payments ETFs, the companies their ten largest holdings name. Source: each fund's latest SEC filing or its issuer’s own daily holdings file, read by ETFIQ.

How this is counted

The 15 most widely held of 40. Each row counts the ten largest holdings of each fund, so a fund missing from a row may still hold that company lower down. Weights are of the funds that name it, not of the theme.

How much of each fund is the S&P 500
ARKF
42.4%
FINX
42.8%
IPAY
57.4%
BPAY
31.9%
LATR
37.2%
KYC
52.1%

Share of each fund's weight in S&P 500 companies. Above half, the fund is mostly the S&P 500.

One year total return, the 4 with a full year
ARKF
−16.7% −33.2 pts vs VOO
FINX
−26.8% not measured
IPAY
−12.8% not measured
BPAY
−15.5% −31.5 pts vs ACWI

White marker is the S&P 500 over the same days, +16.4%, for reference. Last column is the gap to the fund's own benchmark, in points.

The 6 largest fintech and digital payments ETFs

ETFIQ covers 6 fintech and digital payments ETFs. The largest are ARKF ($791m), FINX ($159m) and IPAY ($147m); fees run 0.35% to 0.75%, as of .

  1. 1ARKF$791m0.75%ARK Blockchain & Fintech Innovation ETF
  2. 2FINX$159m0.68%Global X FinTech ETF
  3. 3IPAY$147m0.75%Amplify Digital Payments ETF
  4. 4BPAY$9m0.55%iShares FinTech Active ETF
  5. 5LATR$961,6980.35%Corgi Buy Now Pay Later ETF
  6. 6KYC$398,6010.35%Corgi Digital Banking & Fintech Infrastructure ETF

Every fintech and digital payments ETF, largest first

Click a column to sort
Net assets

Points (pts) are percentage points.

Fintech and digital payments ETFs
TickerFundIssuerNet assets ↓In the S&P 500Active shareTotal return 1Yvs its benchmark 1YFee
ARKFARK Blockchain & Fintech Innovation ETF →ARK$791m42.4%88.9%−16.7%−33.2 pts vs VOO0.75%
FINXGlobal X FinTech ETF →Global X$159m42.8%99.5%−26.8%not measured0.68%
IPAYAmplify Digital Payments ETF →Amplify$147m57.4%97.7%−12.8%not measured0.75%
BPAYiShares FinTech Active ETF →iShares$9m31.9%97.5%−15.5%−31.5 pts vs ACWI0.55%
LATRCorgi Buy Now Pay Later ETF →Corgi$961,69837.2%98.3%first traded 168 days ago·0.35%
KYCCorgi Digital Banking & Fintech Infrastructure ETF →Corgi$398,60152.1%97.8%first traded 168 days ago·0.35%
Fintech and digital payments ETFs, as of Oct 21, 2026. Source: ETFIQ.ARKF →FINX →IPAY →BPAY →LATR →KYC →

How much of each pair is the same fund

The closest pair is IPAY and KYC, which hold 45% of their weight in the same companies. The furthest apart is ARKF and BPAY at 14%. The middle pair of the 15 is 28%.

ARKFFINXIPAYBPAYLATRKYCARKF
30%
16%
14%
19%
22%
FINX
30%
44%
25%
16%
36%
IPAY
16%
44%
38%
28%
45%
BPAY
14%
25%
38%
28%
36%
LATR
19%
16%
28%
28%
42%
KYC
22%
36%
45%
36%
42%

Fintech and digital payments ETFs, the share of each pair’s weight held in the same companies. Read across or down; the figure is the same either way. Cells are shaded against the closest pair here, 45%. Source: each fund’s own filed or daily holdings, read by ETFIQ.

How to read the grid

Weight overlap adds the smaller of the two weights for every company both funds hold. Funds with a cut-short book are left out, not compared short.

What each fund holds alone

The largest holding no other fund in the grid holds, and how much of the fund is in names none of the others own.

FundLargest holding it alone hasWeightAll its own names
ARKF META PLATFORMS INC-CLASS A META 4.7%
46.6%
FINX SS&C TECHNOLOGIES HOLDINGS, INC. 2.9%
23.0%
IPAY GMO Payment Gateway Inc 3769 JP 1.5%
5.6%
BPAY NEXI NEXI 3.2%
22.3%
LATR Bread Financial Holdings Inc BFH 4.7%
15.9%
KYC Broadridge Financial Solutions Inc BR 2.4%
13.9%

Fintech and digital payments ETFs, the largest holding no other fund in the grid holds. Source: ETFIQ.

Questions people ask

How many fintech and digital payments ETFs are there?
ETFIQ covers 6 US listed fintech and digital payments ETFs as of Oct 21, 2026. That is every one it can measure from the fund’s own published holdings.
What is the largest fintech and digital payments ETF?
ARKF, ARK Blockchain & Fintech Innovation ETF, at $791m in net assets as of Oct 20, 2026, the largest of the 6 fintech and digital payments ETFs with a published size.
What is the cheapest fintech and digital payments ETF?
LATR, Corgi Buy Now Pay Later ETF, at 0.35% a year by its prospectus filed May 14, 2026, the lowest fee of the 6 fintech and digital payments ETFs that publish one.
Which fintech and digital payments ETF has performed best over the past year?
IPAY, Amplify Digital Payments ETF, at −12.8% total return over the year to Oct 21, 2026, the highest of the 4 fintech and digital payments ETFs with a full year of trading behind them. Past returns do not predict future ones.
What do fintech and digital payments ETFs hold?
Funds that hold payment networks, card processors, digital banks and the software behind them. Between them the 6 fintech and digital payments ETFs ETFIQ can read name 40 companies in their ten largest holdings, by holdings dated May 31, 2026 to Oct 21, 2026, most widely BLOCK INC, which is among the ten largest of 5 of them.
Do fintech and digital payments ETFs hold the same companies?
It depends which two. Across the 15 pairs of the 6 fintech and digital payments ETFs with a full published book, by holdings dated May 31, 2026 to Oct 21, 2026, IPAY and KYC hold 45% of their weight in the same companies, ARKF and BPAY hold 14%, and the middle pair holds 28%. Two funds sold on one theme are not the same fund.

What the issuers say about this theme

About these links

The issuers behind these fintech and digital payments funds publish their own work on this theme. These are their pages and words, not ETFIQ’s. A fund company writing about a theme it sells is making a case.

Issuer material on this theme. Links leave ETFIQ. Source: each issuer’s own site.

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Fintech and digital payments ETFs, one-year total return to Oct 21, 2026: IPAY −12.8%, BPAY −15.5%, ARKF −16.7%, FINX −26.8%.
<figure style="margin:0;max-width:640px">
<a href="https://etfiq.com/themes/fintech"><img src="https://etfiq.com/assistant/api/embed/theme/fintech.svg" alt="Fintech and digital payments ETFs, one-year total return to Oct 21, 2026: IPAY −12.8%, BPAY −15.5%, ARKF −16.7%, FINX −26.8%." width="640" style="max-width:100%;height:auto"></a>
<figcaption style="font:13px/1.5 sans-serif">Fintech and digital payments ETFs, one-year total return to Oct 21, 2026: IPAY −12.8%, BPAY −15.5%, ARKF −16.7%, FINX −26.8%. Data: <a href="https://etfiq.com/themes/fintech">ETFIQ</a></figcaption>
</figure>

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ETFIQ, Fintech and digital payments ETFs, data as of Oct 21, 2026. https://etfiq.com/themes/fintech

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