Data as of .
RDVI vs XPAY: which paid, and which earned it?
Over the year XPAY paid 19.9% of its price in cash against RDVI’s 8.8%, though RDVI returned more with it reinvested.
ETFIQ Return Stability Score: RDVI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, RDVI and XPAY hold 0% of their money in the same securities at the same weight.
| Only in RDVI | Only in XPAY |
|---|---|
| Lam Research Corporation 2.31% | SPY 02/12/2027 33.47 C 13.75% |
| Applied Materials, Inc. 2.30% | SPY 07/16/2027 36.7 C 11.79% |
| The Travelers Companies, Inc. 2.27% | SPY 03/12/2027 33.67 C 11.51% |
| The Bank of New York Mellon Corporation 2.22% | SPY 04/16/2027 33.87 C 11.49% |
| GE Vernova Inc. 2.19% | SPY 06/11/2027 37.11 C 10.07% |
| Micron Technology, Inc. 2.18% | SPY 01/15/2027 33.21 C 6.96% |
| KLA Corporation 2.16% | SPY 12/11/2026 33.1 C 6.40% |
| NVIDIA Corporation 2.16% | SPY 09/10/2027 37.99 C 5.57% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| RDVI | XPAY | RDVI | XPAY | RDVI | XPAY | |
| 3 months | +0.3% | +2.0% | 2.1% | 5.0% | −6.3 pts | −0.3 pts |
| 6 months | +15.1% | +17.8% | 4.6% | 11.1% | +2.5 pts | −0.2 pts |
| 1 year | +19.2% | +15.7% | 8.8% | 19.9% | −8.0 pts | −0.9 pts |
| 3 years | +69.2% | not published | 29.6% | not published | +15.5 pts | not published |
| Since launch | +101.2% | +34.7% | 41.0% | 37.5% | +32.0 pts | −2.3 pts |
| RDVI FT Vest Rising Dividend Achievers Target Income ETF Dividend stocks with call overlay on SCHD, paying monthly | XPAY Roundhill S&P 500 Target 20 Managed Distribution ETF Option income on SPY, paying monthly | |
|---|---|---|
| Issuer | First Trust | Roundhill |
| Strategy | dividend stocks with call overlay | option income |
| Benchmark | US dividend stocks (SCHD), used as the dividend proxy | S&P 500 (SPY) |
| Pays | monthly | monthly |
| Payout rate, annualized | 8.8% | 20.8% |
| Expense ratio | 0.75% | 0.49% |
| Cash paid, 1 year | 8.8% | 19.9% |
| Price change, 1 year | +9.6% | −5.8% |
| Total return, 1 year | +19.2% | +15.7% |
| Benchmark return, 1 year | +27.2% | +16.6% |
| Ahead or behind | −8.0 pts | −0.9 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 1429 days | 687 days |
| Net assets | $3.7bn | $179m |
RDVI in plain words
Over the year to Sep 18, 2026, RDVI paid 8.8% of its starting value in cash distributions while its price rose 9.6%. With every distribution reinvested, the fund returned +19.2%. US dividend stocks (SCHD), used as the dividend proxy returned +27.2% over the same days, so a holder was behind by 8.0 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 8.8%, paid monthly.
XPAY in plain words
Over the year to Sep 18, 2026, XPAY paid 19.9% of its starting value in cash distributions while its price fell 5.8%. With every distribution reinvested, the fund returned +15.7%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 0.9 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 20.8%, paid monthly.
Questions people ask
- Which paid more, RDVI or XPAY?
- Over the year to Sep 18, 2026, RDVI paid 8.8% of its starting price in cash and XPAY paid 19.9%, so XPAY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, RDVI or XPAY?
- With every distribution reinvested, RDVI returned +19.2% and XPAY returned +15.7% over the year to Sep 18, 2026, so RDVI returned more.
- Which is cheaper, RDVI or XPAY?
- RDVI charges 0.75% a year and XPAY charges 0.49%, so XPAY is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, RDVI against XPAY, data as of Sep 18, 2026. https://etfiq.com/compare/income/rdvi-vs-xpay Free to use with attribution; the underlying files are at Open data.