Which paid more, FGSI or XPAY?

Over the year to Nov 4, 2026, FGSI paid 8.3% of its starting price in cash and XPAY paid 19.7%, so XPAY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, FGSI or XPAY?

With every distribution reinvested, FGSI returned +9.0% and XPAY +14.0% over the year to Nov 4, 2026.

Which is cheaper, FGSI or XPAY?

FGSI charges 0.85% a year and XPAY charges 0.49%, so XPAY is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

FGSI vs XPAY: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XPAY paid 19.7% of its price in cash against FGSI’s 8.3%, and returned more with it reinvested.

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Net assets: $2.0m on Nov 3, 2026 for FT Vest Growth Strength & Target Income ETF, and $187m on Nov 4, 2026 for Roundhill S&P 500 Target 20 Managed Distribution ETF.

FGSI on its own →XPAY on its own →

At a glance

8.3%

FGSI cash paid, 1 year

19.7%

XPAY cash paid, 1 year

+9.0%

FGSI total return, 1 year

+14.0%

XPAY total return, 1 year

FGSI · 1 year to Nov 4, 2026 About even with FTGS

FGSI

+9.0%

FTGS

+8.8%

About even with FTGS

FGSI over 1 year: paid 8.3%, price +0.2%, total +9.0%, FTGS +8.8%, +0.2 pts. Data to Nov 4, 2026.

FTGS

+8.8%

FGSI

+9.0%

8.3% of it arrived as cash

about even with FTGS

Total return, distributions reinvested

About even with FTGS

FGSI over 1 year: paid 8.3%, price +0.2%, total +9.0%, FTGS +8.8%, +0.2 pts. Data to Nov 4, 2026.

FTGS

+8.8%

FGSI

+9.0%

8.3% cash

about even with FTGS

8.3% of it arrived as cash. Total return, distributions reinvested. FGSI over 1 year: paid 8.3%, price +0.2%, total +9.0%, FTGS +8.8%, +0.2 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XPAY · 1 year to Nov 4, 2026 0.8 pts behind VOO

XPAY

+14.0%

VOO

+14.8%

0.8 pts behind VOO

XPAY over 1 year: paid 19.7%, price −7.2%, total +14.0%, VOO +14.8%, −0.8 pts. Data to Nov 4, 2026.

VOO

+14.8%

XPAY

+14.0%

19.7% of it arrived as cash

0.8 pts behind VOO

Total return, distributions reinvested

0.8 pts behind VOO

XPAY over 1 year: paid 19.7%, price −7.2%, total +14.0%, VOO +14.8%, −0.8 pts. Data to Nov 4, 2026.

VOO

+14.8%

XPAY

+14.0%

19.7% as cash

0.8 pts behind VOO

19.7% of it arrived as cash. Both charts share one scale, with zero at the line. XPAY over 1 year: paid 19.7%, price −7.2%, total +14.0%, VOO +14.8%, −0.8 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XPAY costs 0.36 points a year less; their one-year returns differ by 5.0 points; XPAY is far larger, $183m against $2.0m.

Points (pts) are percentage points.

FGSI vs XPAY: Dividend Yield & Total Return
Measure	FGSI	XPAY
Paid and earned
Measure	FGSI	XPAY
Total return, 1 year	+9.0%	+14.0%
Price change, 1 year	rose 0.2%	fell 7.2%
Return of capital, issuer estimate	53% of the Oct 30, 2026 payment	100% of the Oct 15, 2026 payment
Against its benchmark
Measure	FGSI	XPAY
Benchmark	First Trust Growth Strength ETF, measured through FTGS	Vanguard S&P 500 ETF, measured through VOO
Cost and size
Measure	FGSI	XPAY
Expense ratio	0.85%	0.49%
Net assets, as of Nov 3, 2026	$2.0m	$183m
Holdings
Measure	FGSI	XPAY
Holdings in common	0%

ETFIQ Distribution Coverage Score · FGSI scores higher How much of what it paid out did its total return cover?

IQ Income Score63.2FGSI43.4XPAY

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

FGSI 63.2

XPAY 43.4

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, FGSI and XPAY hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first FGSI XPAY

Only in one fund ↓

Only in FGSI

Vertiv Holdings Co (Class A) 2.28%

Eli Lilly and Company 2.25%

United Therapeutics Corporation 2.25%

Blackstone Inc. 2.21%

Delta Air Lines, Inc. 2.20%

Monolithic Power Systems, Inc. 2.18%

General Dynamics Corporation 2.16%

S&P Global Inc. 2.16%

Only in XPAY

SPY 12/10/2027 38.04 C 94.39%

Check overlap with more funds →

Side by side

FGSI FT Vest Growth Strength & Target Income ETF · Writes calls on the S&P 500, measured against The Growth Strength Index, paying monthly XPAY Roundhill S&P 500 Target 20 Managed Distribution ETF · Option income on VOO, paying monthly

Issuer First Trust Roundhill

Strategy option income option income

Benchmark First Trust Growth Strength ETF (FTGS) Vanguard S&P 500 ETF (VOO)

Pays monthly monthly

Payout rate, annualized 8.3% 21.1%

Expense ratio 0.85% 0.49%

Cash paid, 1 year 8.3% 19.7%

Price change, 1 year +0.2% −7.2%

Total return, 1 year +9.0% +14.0%

Benchmark return, 1 year +8.8% +14.8%

Ahead or behind +0.2 pts −0.8 pts

Return of capital, latest estimate 53% 100%

Age 1.4 years 2.0 years

Net assets, FGSI as of Nov 3, 2026 and XPAY as of Nov 4, 2026 $2.0m $187m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: FGSI vs XPAY: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	FGSI	XPAY	FGSI	XPAY	FGSI	XPAY
3 months	−2.2%	−0.3%	2.0%	5.0%	+0.6 pts	−0.2 pts
6 months	+6.3%	+4.9%	4.3%	10.0%	+0.2 pts	−0.1 pts
1 year	+9.0%	+14.0%	8.3%	19.7%	+0.2 pts	−0.9 pts
Since launchNot the same days: FGSI Jun 2025 · XPAY Oct 2024	+13.6%	+35.6%	11.3%	39.0%	−0.7 pts	−2.6 pts

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Alert

About each fund

FGSI

Over the year to Nov 4, 2026, FGSI paid 8.3% of its starting value in cash distributions while its price rose 0.2%. With every distribution reinvested, the fund returned +9.0%. First Trust Growth Strength ETF (FTGS) returned +8.8% over the same days, so a holder was about even. At its price on Nov 4, 2026 the latest distribution annualizes to 8.3%, paid monthly. First Trust estimates that 53% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XPAY

Over the year to Nov 4, 2026, XPAY paid 19.7% of its starting value in cash distributions while its price fell 7.2%. With every distribution reinvested, the fund returned +14.0%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 0.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 21.1%, paid monthly. Roundhill estimates that 100% of the distribution paid Oct 15, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, FGSI or XPAY?: Over the year to Nov 4, 2026, FGSI paid 8.3% of its starting price in cash and XPAY paid 19.7%, so XPAY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, FGSI or XPAY?: With every distribution reinvested, FGSI returned +9.0% and XPAY +14.0% over the year to Nov 4, 2026.
Which is cheaper, FGSI or XPAY?: FGSI charges 0.85% a year and XPAY charges 0.49%, so XPAY is cheaper. Fees come from each fund's prospectus.

Other comparisons

FGSI vs TSPY FGSI vs OVLH FGSI vs OVL FGSI vs XIJN XPAY vs TPAY XPAY vs ODTE XPAY vs KIQQ XPAY vs XVSP

Where to next

First Trust Growth Strength ETF (FTGS) →Vanguard S&P 500 ETF (VOO) →FGSI on its own →XPAY on its own →FGSI dividend history →FGSI holdings →XPAY dividend history →XPAY holdings →Method →Standards and sources →

Sources and dates

FGSI filings on SEC EDGAR ↗

FGSI prospectus with the expense ratio (SEC) ↗

FGSI 19a-1 distribution notice ↗

First Trust page for FGSI ↗

XPAY filings on SEC EDGAR ↗

XPAY prospectus with the expense ratio (SEC) ↗

XPAY 19a-1 distribution notice ↗

Roundhill page for XPAY ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, FGSI against XPAY, data as of Nov 4, 2026. https://etfiq.com/compare/income/fgsi-vs-xpay

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