Which paid more, OARK or XYLD?

Over the year to Oct 28, 2026, OARK paid 32.3% of its starting price in cash and XYLD paid 10.6%, so OARK paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, OARK or XYLD?

With every distribution reinvested, OARK returned −2.3% and XYLD +15.8% over the year to Oct 28, 2026.

Which is cheaper, OARK or XYLD?

OARK charges 1.00% a year and XYLD charges 0.60%, so XYLD is cheaper. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Income ETFs

OARK vs XYLD: Dividend Yield & Total Return

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Over the year to Oct 28, 2026, OARK paid 32.3% of its price in cash against XYLD’s 10.6%, though XYLD returned more with it reinvested.

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Net assets: $40m on Oct 27, 2026 for YieldMax Innovation Option Income Strategy ETF, and $3.4bn on Oct 12, 2026 for Global X S&P 500 Covered Call ETF.

OARK on its own →XYLD on its own →

At a glance

32.3%

OARK cash paid, 1 year

10.6%

XYLD cash paid, 1 year

−2.3%

OARK total return, 1 year

+15.8%

XYLD total return, 1 year

OARK · 1 year to Oct 28, 2026 1.2 pts ahead of ARKK

OARK

−2.3%

ARKK

−3.5%

1.2 pts ahead of ARKK

OARK over 1 year: paid 32.3%, price −37.0%, total −2.3%, ARKK −3.5%, +1.2 pts. Data to Oct 28, 2026.

ARKK

−3.5%

OARK

−2.3%

1.2 pts ahead of ARKK

Total return, distributions reinvested

1.2 pts ahead of ARKK

OARK over 1 year: paid 32.3%, price −37.0%, total −2.3%, ARKK −3.5%, +1.2 pts. Data to Oct 28, 2026.

ARKK

−3.5%

OARK

−2.3%

1.2 pts ahead of ARKK

32.3% of it arrived as cash. Total return, distributions reinvested. OARK over 1 year: paid 32.3%, price −37.0%, total −2.3%, ARKK −3.5%, +1.2 pts. Data to Oct 28, 2026.

Data to Oct 28, 2026.

XYLD · 1 year to Oct 28, 2026 2.2 pts ahead of SPY

XYLD

+15.8%

SPY

+13.6%

2.2 pts ahead of SPY

XYLD over 1 year: paid 10.6%, price +4.3%, total +15.8%, SPY +13.6%, +2.2 pts. Data to Oct 28, 2026.

SPY

+13.6%

XYLD

+15.8%

10.6% of it arrived as cash

2.2 pts ahead of SPY

Total return, distributions reinvested

2.2 pts ahead of SPY

XYLD over 1 year: paid 10.6%, price +4.3%, total +15.8%, SPY +13.6%, +2.2 pts. Data to Oct 28, 2026.

SPY

+13.6%

XYLD

+15.8%

10.6% cash

2.2 pts ahead of SPY

10.6% of it arrived as cash. Both charts share one scale, with zero at the line. XYLD over 1 year: paid 10.6%, price +4.3%, total +15.8%, SPY +13.6%, +2.2 pts. Data to Oct 28, 2026.

Data to Oct 28, 2026.

Pair scorecard

XYLD costs 0.40 points a year less; their one-year returns differ by 18.1 points; XYLD is far larger, $3.4bn against $31m.

Points (pts) are percentage points.

OARK vs XYLD: Dividend Yield & Total Return
Measure	OARK	XYLD
Paid and earned
Measure	OARK	XYLD
Total return, 1 year	−2.3%	+15.8%
Price change, 1 year	fell 37.0%	rose 4.3%
Return of capital, issuer estimate		93% of the Sep 24, 2026 payment
Against its benchmark
Measure	OARK	XYLD
Benchmark	ARK Innovation ETF, measured through ARKK	S&P 500, measured through SPY
Cost and size
Measure	OARK	XYLD
Expense ratio	1.00%	0.60%
Net assets, as of Oct 12, 2026	$31m	$3.4bn
Holdings
Measure	OARK	XYLD
Holdings in common	0%

ETFIQ Distribution Coverage Score · XYLD scores higher How much of what it paid out did its total return cover?

IQ Income Score16.8OARK77.7XYLD

How much of its payouts the fund's total return covered, ranked against 164 income ETFs not writing on a single company. 100 is best. How it is computed

OARK 16.8

XYLD 77.7

0.3, the lowest in this set 99.7, the highest

A percentile among the 164 income ETFs not writing on a single company. One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Holdings in common uses holdings dated Jul 31, 2026 and Oct 28, 2026. Method

What they share

By the books each fund has filed, OARK and XYLD hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 28, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first OARK XYLD

Only in one fund ↓

Only in OARK

United States Treasury Note/Bond 3.375% 09/15/2027 29.86%

United States Treasury Note/Bond 2.375% 05/15/2027 24.47%

2ARKK US 11/20/26 C85.01 FLX 4.87%

ARKK US 10/30/26 C84.5 1.40%

ARKK US 10/30/26 C85 0.87%

ARKK US 10/30/26 C83 -1.67%

ARKK US 10/30/26 C82.5 -2.39%

2ARKK US 11/20/26 P85.01 FLX -3.41%

Only in XYLD

NVIDIA CORPORATION 7.64%

APPLE INC. 7.13%

MICROSOFT CORPORATION 5.42%

AMAZON.COM, INC. 4.18%

ALPHABET INC. 3.28%

BROADCOM INC. 2.90%

ALPHABET INC. 2.65%

META PLATFORMS, INC. 1.92%

Check overlap with more funds →

Side by side

OARK YieldMax Innovation Option Income Strategy ETF · Synthetic covered call on ARKK, paying weekly XYLD Global X S&P 500 Covered Call ETF · Covered call on SPY, paying monthly

Issuer YieldMax Global X

Strategy synthetic covered call covered call

Benchmark ARK Innovation ETF (ARKK) S&P 500 (SPY)

Pays weekly monthly

Payout rate, annualized 27.5% 9.1%

Expense ratio 1.00% 0.60%

Cash paid, 1 year 32.3% 10.6%

Price change, 1 year −37.0% +4.3%

Total return, 1 year −2.3% +15.8%

Benchmark return, 1 year −3.5% +13.6%

Ahead or behind +1.2 pts +2.2 pts

Return of capital, latest estimate not published 93%

Age 3.9 years 13.3 years

Net assets, OARK as of Oct 27, 2026 and XYLD as of Oct 12, 2026 $40m $3.4bn

As of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: OARK vs XYLD: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	OARK	XYLD	OARK	XYLD	OARK	XYLD
3 months	+13.7%	+5.0%	8.9%	2.3%	−8.3 pts	−1.1 pts
6 months	+9.8%	+9.2%	19.6%	5.2%	−7.3 pts	+0.1 pts
1 year	−2.3%	+15.8%	32.3%	10.6%	+1.2 pts	+2.2 pts
3 years	+86.2%	+53.3%	103.7%	35.1%	−66.3 pts	−41.7 pts
Since launchNot the same days: OARK Nov 2022 · XYLD Jun 2013	+56.0%	+195.1%	90.3%	114.5%	−83.1 pts	−320.2 pts

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Alert

About each fund

OARK

Over the year to Oct 28, 2026, OARK paid 32.3% of its starting value in cash distributions while its price fell 37.0%. With every distribution reinvested, the fund returned −2.3%. ARK Innovation ETF (ARKK) returned −3.5% over the same days, so a holder was ahead by 1.2 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 27.5%, paid weekly.

XYLD

Over the year to Oct 28, 2026, XYLD paid 10.6% of its starting value in cash distributions while its price rose 4.3%. With every distribution reinvested, the fund returned +15.8%. S&P 500 (SPY) returned +13.6% over the same days, so a holder was ahead by 2.2 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 9.1%, paid monthly. Global X estimates that 93% of the distribution paid Sep 24, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

Questions people ask

Which paid more, OARK or XYLD?: Over the year to Oct 28, 2026, OARK paid 32.3% of its starting price in cash and XYLD paid 10.6%, so OARK paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, OARK or XYLD?: With every distribution reinvested, OARK returned −2.3% and XYLD +15.8% over the year to Oct 28, 2026.
Which is cheaper, OARK or XYLD?: OARK charges 1.00% a year and XYLD charges 0.60%, so XYLD is cheaper. Fees come from each fund's prospectus.

Other comparisons

OARK vs FTHI OARK vs GPIX OARK vs BALI OARK vs DIVO XYLD vs YSPC XYLD vs ACKY XYLD vs QVOL XYLD vs SIOO

Where to next

ARK Innovation ETF (ARKK) →S&P 500 (SPY) →OARK on its own →XYLD on its own →OARK dividend history →OARK holdings →XYLD dividend history →XYLD holdings →Method →Standards and sources →

Sources and dates

OARK filings on SEC EDGAR ↗

OARK prospectus with the expense ratio (SEC) ↗

OARK 19a-1 distribution notice ↗

YieldMax page for OARK ↗

XYLD filings on SEC EDGAR ↗

XYLD prospectus with the expense ratio (SEC) ↗

XYLD 19a-1 distribution notice ↗

Global X page for XYLD ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, OARK against XYLD, data as of Oct 28, 2026. https://etfiq.com/compare/income/oark-vs-xyld

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.