Data as of .
LOCT vs QUSA: which paid, and which earned it?
Over the year QUSA paid 13.8% of its price in cash against LOCT’s 5.2%, though LOCT returned more with it reinvested.
ETFIQ Return Stability Score: LOCT scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, LOCT and QUSA hold 0% of their money in the same securities at the same weight.
| Only in LOCT | Only in QUSA |
|---|---|
| TREASURY BILL 98.30% | Microsoft Corp 6.08% |
| TREASURY BILL 0.43% | Apple Inc 5.99% |
| TREASURY BILL 0.43% | NVIDIA Corp 5.78% |
| TREASURY BILL 0.42% | Berkshire Hathaway Inc 5.35% |
| TREASURY BILL 0.42% | Caterpillar Inc 4.91% |
| Broadcom Inc 4.70% | |
| Costco Wholesale Corp 4.40% | |
| Coca-Cola Co/The 4.33% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| LOCT | QUSA | LOCT | QUSA | LOCT | QUSA | |
| 3 months | +1.0% | −1.9% | 1.3% | 3.6% | −1.2 pts | −3.6 pts |
| 6 months | +3.9% | +10.4% | 2.6% | 7.8% | −14.1 pts | −4.3 pts |
| 1 year | +5.4% | +3.5% | 5.2% | 13.8% | −11.2 pts | −11.7 pts |
| Since launch | +18.5% | +4.9% | 16.5% | 15.1% | −66.4 pts | −25.8 pts |
| LOCT Innovator Premium Income 15 Buffer ETF - October Buffer with income on SPY, paying monthly | QUSA VistaShares Target 15 USA Quality Income ETF Covered call on QUAL, paying monthly | |
|---|---|---|
| Issuer | Innovator | VistaShares |
| Strategy | buffer with income | covered call |
| Benchmark | S&P 500 (SPY) | USA Quality (QUAL), used as the quality proxy |
| Pays | monthly | monthly |
| Payout rate, annualized | 5.2% | 15.3% |
| Expense ratio | 0.79% | 0.97% |
| Cash paid, 1 year | 5.2% | 13.8% |
| Price change, 1 year | +0.1% | −11.0% |
| Total return, 1 year | +5.4% | +3.5% |
| Benchmark return, 1 year | +16.6% | +15.2% |
| Ahead or behind | −11.2 pts | −11.7 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 1082 days | 500 days |
| Net assets | $11m | $22m |
LOCT in plain words
Over the year to Sep 18, 2026, LOCT paid 5.2% of its starting value in cash distributions while its price rose 0.1%. With every distribution reinvested, the fund returned +5.4%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 11.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 5.2%, paid monthly.
QUSA in plain words
Over the year to Sep 18, 2026, QUSA paid 13.8% of its starting value in cash distributions while its price fell 11.0%. With every distribution reinvested, the fund returned +3.5%. USA Quality (QUAL), used as the quality proxy returned +15.2% over the same days, so a holder was behind by 11.7 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 15.3%, paid monthly.
Questions people ask
- Which paid more, LOCT or QUSA?
- Over the year to Sep 18, 2026, LOCT paid 5.2% of its starting price in cash and QUSA paid 13.8%, so QUSA paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, LOCT or QUSA?
- With every distribution reinvested, LOCT returned +5.4% and QUSA returned +3.5% over the year to Sep 18, 2026, so LOCT returned more.
- Which is cheaper, LOCT or QUSA?
- LOCT charges 0.79% a year and QUSA charges 0.97%, so LOCT is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, LOCT against QUSA, data as of Sep 18, 2026. https://etfiq.com/compare/income/loct-vs-qusa Free to use with attribution; the underlying files are at Open data.