Which is cheaper, LJUL or RECI?

LJUL charges 0.79% a year and RECI charges 0.30%, so RECI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

LJUL vs RECI: Dividend Yield & Total Return

LJUL and RECI both write options for income.

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Net assets: $9.0m on Nov 4, 2026 for Innovator Premium Income 15 Buffer ETF - July, beside Columbia Research Enhanced Core Premium Income ETF.

LJUL on its own →RECI on its own →

At a glance

5.2%

LJUL cash paid, 1 year

1.5%

RECI cash paid, since launch, Jul 14, 2026

+5.3%

LJUL total return, 1 year

+3.7%

RECI total return, since launch, Jul 14, 2026

LJUL · 1 year to Nov 4, 2026 9.5 pts behind VOO

LJUL

+5.3%

VOO

+14.8%

9.5 pts behind VOO

LJUL over 1 year: paid 5.2%, price 0.0%, total +5.3%, VOO +14.8%, −9.5 pts. Data to Nov 4, 2026.

VOO

+14.8%

LJUL

+5.3%

5.2% of it arrived as cash

9.5 pts behind VOO

Total return, distributions reinvested

9.5 pts behind VOO

LJUL over 1 year: paid 5.2%, price 0.0%, total +5.3%, VOO +14.8%, −9.5 pts. Data to Nov 4, 2026.

VOO

+14.8%

LJUL

+5.3%

9.5 pts behind VOO

5.2% of it arrived as cash. Total return, distributions reinvested. LJUL over 1 year: paid 5.2%, price 0.0%, total +5.3%, VOO +14.8%, −9.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

RECI · since launch to Nov 4, 2026 Not measured

RECI

+3.7%

none

Not measured

RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

RECI

+3.7%

Total return, distributions reinvested

Not measured

RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

RECI

+3.7%

1.5% of it arrived as cash. Both charts share one scale, 0 to +14.8%. RECI since launch: paid 1.5%, price +2.1%, total +3.7%, not measured against a benchmark. Data to Nov 4, 2026.

Both charts share one scale, 0 to +14.8%. Data to Nov 4, 2026.

Pair scorecard

RECI costs 0.49 points a year less.

Points (pts) are percentage points.

LJUL vs RECI: Dividend Yield & Total Return
Measure	LJUL	RECI
Paid and earned
Measure	LJUL	RECI
Total return, 1 year	+5.3%	not published
Price change	fell 0.0% (1 year)	rose 2.1% (since Jul 14, 2026)
Return of capital, issuer estimate	40% of the Nov 2, 2026 payment	78% of the Oct 5, 2026 payment
Against its benchmark
Measure	LJUL	RECI
Benchmark	Vanguard S&P 500 ETF, measured through VOO	not published
Cost and size
Measure	LJUL	RECI
Expense ratio	0.79%	0.30%
Net assets	$9.0m	not read by ETFIQ
Holdings
Measure	LJUL	RECI
Holdings in common	not published

Method

Side by side

LJUL Innovator Premium Income 15 Buffer ETF - July · Buffer with income on VOO, paying monthly RECI Columbia Research Enhanced Core Premium Income ETF · Covered call, paying monthly

Issuer Innovator Columbia

Strategy buffer with income covered call

Benchmark Vanguard S&P 500 ETF (VOO) none

Pays monthly monthly

Payout rate, annualized 5.3% 8.0%

Expense ratio 0.79% 0.30%

Cash paid, 1 year 5.2% 1.5% (since launch, Jul 14, 2026)

Price change, 1 year 0.0% +2.1% (since launch, Jul 14, 2026)

Total return, 1 year +5.3% +3.7% (since launch, Jul 14, 2026)

Benchmark return, 1 year +14.8% not published

Ahead or behind −9.5 pts not available

Return of capital, latest estimate 40% 78%

Age 2.3 years 113 days

Net assets $9.0m not read by ETFIQ

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: LJUL vs RECI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	LJUL	RECI	LJUL	RECI	LJUL	RECI
3 months	+1.1%	+3.5%	1.3%	1.5%	+1.3 pts	not measured
6 months	+2.8%	–	2.6%	–	−2.3 pts	–
1 year	+5.3%	–	5.2%	–	−9.5 pts	–
Since launchNot the same days: LJUL Jul 2024 · RECI Jul 2026	+14.0%	+3.7%	12.6%	1.5%	−30.5 pts	not measured

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Alert

About each fund

LJUL

Over the year to Nov 4, 2026, LJUL paid 5.2% of its starting value in cash distributions while its price fell 0.0%. With every distribution reinvested, the fund returned +5.3%. Vanguard S&P 500 ETF (VOO) returned +14.8% over the same days, so a holder was behind by 9.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 5.3%, paid monthly. Innovator estimates that 40% of the distribution paid Nov 2, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

RECI

Over the period from its first trade on Jul 14, 2026 to Nov 4, 2026, RECI paid 1.5% of its starting value in cash distributions while its price rose 2.1%. With every distribution reinvested, the fund returned +3.7%. At its price on Nov 4, 2026 the latest distribution annualizes to 8.0%, paid monthly. Columbia estimates that 78% of the distribution paid Oct 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, LJUL or RECI?: LJUL charges 0.79% a year and RECI charges 0.30%, so RECI is cheaper. Fees come from each fund's prospectus.

Other comparisons

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Where to next

Vanguard S&P 500 ETF (VOO) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →LJUL on its own →RECI on its own →LJUL dividend history →RECI dividend history →Method →Standards and sources →

Sources and dates

LJUL filings on SEC EDGAR ↗

LJUL prospectus with the expense ratio (SEC) ↗

LJUL 19a-1 distribution notice ↗

Innovator page for LJUL ↗

RECI filings on SEC EDGAR ↗

RECI prospectus with the expense ratio (SEC) ↗

RECI 19a-1 distribution notice ↗

Columbia website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, LJUL against RECI, data as of Nov 4, 2026. https://etfiq.com/compare/income/ljul-vs-reci

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