Get the weekly note
ETFIQetfiq.com · independent ETF data

Data as of .

DDDD vs XSPI: which paid, and which earned it?

DDDD and XSPI both write options for income.

YieldMax(R) U.S. Stocks Target Double Distribution ETF and NEOS Boosted S&P 500(R) High Income ETF.

1.6%DDDD cash paid, 1 year
11.1%XSPI cash paid, 1 year
+8.7%DDDD total return, 1 year
+11.6%XSPI total return, 1 year
DDDD6.5 pts behind SPY · since launch to Sep 18, 2026
SPY+15.3%DDDD+8.7%6.5 pts behind SPYTotal return, distributions reinvestedSPY+15.3%DDDD+8.7%6.5 pts behind SPY
XSPIAbout even with SPY · since launch to Sep 18, 2026
SPY+11.3%XSPI+11.6%11.1% of it arrived as cashabout even with SPYTotal return, distributions reinvestedSPY+11.3%XSPI+11.6%11.1% as cashabout even with SPY

What they hold in common

By the books each fund has filed, DDDD and XSPI hold 8% of their money in the same securities at the same weight.

Positions DDDD and XSPI both hold, largest shared weight first
HoldingDDDDXSPI
Chevron Corp4.25%0.61%
Coca-Cola Co/The4.30%0.55%
Merck & Co Inc4.93%0.55%
UnitedHealth Group Inc3.84%0.55%
Procter & Gamble Co/The4.01%0.53%
Home Depot Inc/The3.68%0.46%
Texas Instruments Inc3.32%0.39%
Amgen Inc4.38%0.32%
QUALCOMM Inc2.73%0.29%
Verizon Communications Inc3.96%0.29%
Abbott Laboratories4.53%0.27%
PepsiCo Inc3.50%0.27%
Only in each
Only in DDDDOnly in XSPI
First American Government Obligations Fund 12/01/2031 1.65%NVIDIA Corp 8.50%
East West Bancorp Inc 0.44%Apple Inc 7.83%
HF Sinclair Corp 0.44%Microsoft Corp 5.80%
Fidelity National Financial Inc 0.27%Amazon.com Inc 3.94%
Watsco Inc 0.27%Alphabet Inc 3.24%
American Financial Group Inc/OH 0.24%Broadcom Inc 2.65%
Booz Allen Hamilton Holding Corp 0.23%Alphabet Inc 2.57%
Columbia Banking System Inc 0.22%Meta Platforms Inc 2.25%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 21, 2026.

Performance, window by window

DDDD and XSPI over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ.
WindowTotal returnCash paidAgainst the benchmark
DDDDXSPIDDDDXSPIDDDDXSPI
3 months+4.9%+3.7%1.6%4.2%+2.6 pts+1.4 pts
6 months+10.5%+20.0%1.7%9.2%−7.6 pts+1.9 pts
Since launch+8.7%+11.6%1.6%11.1%−6.5 pts+0.2 pts
Open the live comparison on ETFIQ
DDDD and XSPI on the same fields, as of Sep 18, 2026. Source: ETFIQ.
DDDD
YieldMax(R) U.S. Stocks Target Double Distribution ETF
Synthetic covered call on SPY
XSPI
NEOS Boosted S&P 500(R) High Income ETF
Option income on SPY, paying monthly
IssuerYieldMaxNEOS
Strategysynthetic covered calloption income
BenchmarkS&P 500 (SPY)S&P 500 (SPY)
Paysnot establishedmonthly
Payout rate, annualized18.4%17.1%
Expense ratio1.01%0.98%
Cash paid, 1 year1.6% (since launch on Mar 12, 2026)11.1% (since launch on Feb 3, 2026)
Price change, 1 year+7.0%−0.3%
Total return, 1 year+8.7% (since launch on Mar 12, 2026)+11.6% (since launch on Feb 3, 2026)
Benchmark return, 1 year+15.3%+11.3%
Ahead or behind−6.5 pts+0.2 pts
Return of capital, latest estimate67%99%
Age190 days227 days
Net assets$7m$113m

DDDD in plain words

Over the period since launch on Mar 12, 2026 to Sep 18, 2026, DDDD paid 1.6% of its starting value in cash distributions while its price rose 7.0%. With every distribution reinvested, the fund returned +8.7%. S&P 500 (SPY) returned +15.3% over the same days, so a holder was behind by 6.5 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 18.4%, paid periodically. YieldMax estimates that 67% of the distribution paid Jul 6, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).

XSPI in plain words

Over the period since launch on Feb 3, 2026 to Sep 18, 2026, XSPI paid 11.1% of its starting value in cash distributions while its price fell 0.3%. With every distribution reinvested, the fund returned +11.6%. S&P 500 (SPY) returned +11.3% over the same days, so a holder was about even. At its price on Sep 18, 2026 the latest distribution annualizes to 17.1%, paid monthly. NEOS estimates that 99% of the distribution paid Jul 10, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).

Questions people ask

Which is cheaper, DDDD or XSPI?
DDDD charges 1.01% a year and XSPI charges 0.98%, so XSPI is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

DDDD against XSPI, ETFIQ, data as of Sep 18, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, DDDD against XSPI, data as of Sep 18, 2026. https://etfiq.com/compare/income/dddd-vs-xspi Free to use with attribution; the underlying files are at Open data.

How every figure is computed · Standards and sources