Which is cheaper, ATCL or JANJ?

ATCL charges 0.65% a year and JANJ charges 0.79%, so ATCL is cheaper. Fees come from each fund's prospectus.

ATCL vs JANJ: which paid, and which earned it?

ATCL and JANJ both write options for income. REX Autocallable Income ETF and Innovator Premium Income 30 Barrier ETF - January.

7.9%

ATCL cash paid, since launch

5.0%

JANJ cash paid, 1 year

+5.0%

ATCL total return, since launch

+5.2%

JANJ total return, 1 year

ATCL · since launch to Sep 30, 20267 pts behind SPY

ATCL

+5.0%

SPY

+12.0%

7 pts behind SPY

ATCL since launch: paid 7.9%, price −3.0%, total +5.0%, SPY +12.0%, −7.0 pts.

SPY

+12.0%

ATCL

+5.0%

7.9% of it arrived as cash

7 pts behind SPY

Total return, distributions reinvested

7 pts behind SPY

ATCL since launch: paid 7.9%, price −3.0%, total +5.0%, SPY +12.0%, −7.0 pts.

SPY

+12.0%

ATCL

+5.0%

7 pts behind SPY

7.9% of it arrived as cash. Total return, distributions reinvested. ATCL since launch: paid 7.9%, price −3.0%, total +5.0%, SPY +12.0%, −7.0 pts.

JANJ · 1 year to Sep 30, 202610.5 pts behind SPY

JANJ

+5.2%

SPY

+15.7%

10.5 pts behind SPY

JANJ over 1 year: paid 5.0%, price 0.0%, total +5.2%, SPY +15.7%, −10.5 pts.

SPY

+15.7%

JANJ

+5.2%

5.0% of it arrived as cash

10.5 pts behind SPY

Total return, distributions reinvested

10.5 pts behind SPY

JANJ over 1 year: paid 5.0%, price 0.0%, total +5.2%, SPY +15.7%, −10.5 pts.

SPY

+15.7%

JANJ

+5.2%

10.5 pts behind SPY

5.0% of it arrived as cash. Both charts share one scale, 0 to +15.7%. JANJ over 1 year: paid 5.0%, price 0.0%, total +5.2%, SPY +15.7%, −10.5 pts.

What they hold in common

By the books each fund has filed, ATCL and JANJ hold 96% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

50%

half

96% in common

Positions both hold, largest shared weight first

Holding ATCL JANJ

TREASURY BILL 95.94% 97.55%

Only in ATCL

The Laddered T-Bill ETF 4.06%

Only in JANJ

TREASURY BILL 1.23%

TREASURY BILL 1.22%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed.

Performance, window by window

	Total return		Cash paid		Against the benchmark
Window	ATCL	JANJ	ATCL	JANJ	ATCL	JANJ
3 months	+1.4%	+1.5%	3.4%	1.3%	−1.1 pts	−1.1 pts
6 months	+7.5%	+4.3%	7.0%	2.5%	−9.5 pts	−12.7 pts
1 year	not published	+5.2%	not published	5.0%	not published	−10.5 pts
Since launch ATCL Feb 2026 · JANJ Jan 2024	+5.0%	+16.2%	7.9%	14.5%	−7.0 pts	−50.5 pts

ATCL and JANJ over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →

On the same fields

ATCL

REX Autocallable Income ETF · Autocallable on SPY, paying monthly

JANJ

Innovator Premium Income 30 Barrier ETF - January · Defined income on SPY, paying quarterly

Issuer REX Innovator

Strategy autocallable defined income

Benchmark S&P 500 (SPY), used as a default proxy S&P 500 (SPY)

Pays monthly quarterly

Payout rate, annualized 13.7% 5.0%

Expense ratio 0.65% 0.79%

Cash paid, 1 year 7.9% (since launch on Feb 18, 2026) 5.0%

Price change, 1 year −3.0% 0.0%

Total return, 1 year +5.0% (since launch on Feb 18, 2026) +5.2%

Benchmark return, 1 year +12.0% +15.7%

Ahead or behind −7.0 pts −10.5 pts

Return of capital, latest estimate 77% not published

Age 224 days 1002 days

Net assets $48m $14m

ATCL and JANJ on the same fields, as of Sep 30, 2026. Source: ETFIQ.

ATCL in plain words

Over the period since launch on Feb 18, 2026 to Sep 30, 2026, ATCL paid 7.9% of its starting value in cash distributions while its price fell 3.0%. With every distribution reinvested, the fund returned +5.0%. S&P 500 (SPY), used as a default proxy returned +12.0% over the same days, so a holder was behind by 7.0 pts. At its price on Sep 30, 2026 the latest distribution annualizes to 13.7%, paid monthly. REX estimates that 77% of the distribution paid Aug 19, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).

JANJ in plain words

Over the year to Sep 30, 2026, JANJ paid 5.0% of its starting value in cash distributions while its price rose 0.0%. With every distribution reinvested, the fund returned +5.2%. S&P 500 (SPY) returned +15.7% over the same days, so a holder was behind by 10.5 pts. At its price on Sep 30, 2026 the latest distribution annualizes to 5.0%, paid quarterly.

Questions people ask

Which is cheaper, ATCL or JANJ?: ATCL charges 0.65% a year and JANJ charges 0.79%, so ATCL is cheaper. Fees come from each fund's prospectus.

Other comparisons

ATCL vs ACBH ATCL vs ACEI ATCL vs CAGE ATCL vs CAIE JANJ vs MAGY JANJ vs NLSI JANJ vs OARK JANJ vs OCTH

S&P 500 (SPY) →ATCL on its own →JANJ on its own →How every figure is computed →Standards and sources →

Where these figures came from

ATCL filings on SEC EDGAR ↗ATCL prospectus with the expense ratio (SEC) ↗ATCL 19a-1 distribution notice ↗REX page for ATCL ↗JANJ filings on SEC EDGAR ↗JANJ prospectus with the expense ratio (SEC) ↗Innovator page for JANJ ↗

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.

Cite this page

ETFIQ, ATCL against JANJ, data as of Sep 30, 2026. https://etfiq.com/compare/income/atcl-vs-janj

Open data

Free to use with attribution. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.