NJAN vs QDEC: which one stands where?
As of Oct 1, 2026 QDEC can fall 12.6% before its buffer engages and NJAN 10.3%, and QDEC resets 13 days sooner. Innovator Growth-100 Power Buffer ETF - Jan and FT Vest Nasdaq-100® Buffer ETF - December.
NJAN: reference +20.4% since period start, fund +10.7%; buffer 0 to −15; cap +14.7%; At its cap.
QDEC: reference +19.9% since period start, fund +13.3%; buffer 0 to −10; cap +18.2%; At its cap.
A percentile among the 293 buffer ETFs with a live outcome period. It is a position in a set, not a rating, and neither end of it is a recommendation. All buffer ETFs ranked by it → How it is computed →
Both are already at their cap, so neither gains from more rise in the index before the period ends.
Where each one stands today
QDEC resets first, on Dec 18, 2026, 79 days from now; NJAN runs to Dec 31, 2026, 92 days. NJAN can still gain 3.0% before its cap, QDEC 3.5%. A fall from here reaches NJAN’s buffer after 10.3% and QDEC’s after 12.6%. Both track QQQ, so what separates them is where each is in its own period.
Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Total return | Gap to the reference | |||
|---|---|---|---|---|
| Window | NJAN | QDEC | NJAN | QDEC |
| 3 months | +3.3% | +3.9% | +1.1 pts | +1.8 pts |
| 6 months | +12.7% | +16.8% | −14.2 pts | −10.1 pts |
| 1 year | +14.1% | +18.6% | −9.7 pts | −5.2 pts |
| 3 years | +49.5% | +63.0% | −60.4 pts | −46.9 pts |
NJAN and QDEC over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →
On the same fields
NJAN and QDEC on the same fields, as of Oct 1, 2026. Source: ETFIQ.
NJAN in plain words
QQQ had already risen past this fund's cap of +14.7% for the period on Oct 1, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 3.0% as the period runs out. The fund's price can fall 10.3% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, QQQ can fall 17.0% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's QQQ level. 92 days remained on Oct 1, 2026. On Dec 31, 2026 the period ends and a new cap is set.
QDEC in plain words
QQQ had already risen past this fund's cap of +18.2% for the period on Oct 1, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 3.5% as the period runs out. The fund's price can fall 12.6% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, QQQ can fall 16.6% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's QQQ level. 79 days remained on Oct 1, 2026. On Dec 18, 2026 the period ends and a new cap is set.
Questions people ask
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.
ETFIQ, NJAN against QDEC, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/njan-vs-qdec
Free to use with attribution. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.
Cite this page. ETFIQ, NJAN against QDEC, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/njan-vs-qdec Free to use with attribution; the underlying files are at Open data.
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- ETFIQ, NJAN against QDEC, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/njan-vs-qdec
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- ETFIQ. (Oct 1, 2026). NJAN against QDEC. Retrieved from https://etfiq.com/compare/buffer/njan-vs-qdec
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- [NJAN against QDEC (ETFIQ, Oct 1, 2026)](https://etfiq.com/compare/buffer/njan-vs-qdec)