Data as of Nov 4, 2026.
JULP vs XBJL: Cap, Buffer & Days Left
As of Nov 4, 2026 XBJL can fall 3.5% before its buffer engages and JULP 3.1%.
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Net assets on Nov 4, 2026: $43m for PGIM S&P 500 Buffer 12 ETF - July and $77m for Innovator U.S. Equity Accelerated 9 Buffer ETF - Jul.
JULP: reference +2.7% since period start, fund +2.7%; buffer 0 to −12; cap +16.2%; Between buffer and cap. Data to Nov 4, 2026.
JULP: reference +2.7% since period start, fund +2.7%; buffer 0 to −12; cap +16.2%; Between buffer and cap. Data to Nov 4, 2026.XBJL: reference +2.6% since period start, fund +3.3%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Data to Nov 4, 2026.
XBJL: reference +2.6% since period start, fund +3.3%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Data to Nov 4, 2026.Pair scorecard
JULP costs 0.29 points a year less; their one-year returns differ by 0.6 points; XBJL is 1.8 times larger.
Points (pts) are percentage points.
| Measure | JULP | XBJL |
|---|---|---|
| Return | ||
| Total return, 1 year | +10.5% | +9.9% |
| Drawdown | ||
| Index fall to the buffer | 2.6% | |
| Benchmark | ||
| What it tracks | SPY | SPY |
| Cost and size | ||
| Expense ratio | 0.50% | 0.79% |
| Net assets | $43m | $77m |
| Holdings | ||
| Holdings in common | not published | |
Window by window
| Total return | Gap to the reference's price return | |||
|---|---|---|---|---|
| Window | JULP | XBJL | JULP | XBJL |
| 3 months | +0.6% | +1.4% | +1.0 pts | +1.8 pts |
| 6 months | +4.2% | +4.3% | −0.3 pts | −0.2 pts |
| 1 year | +10.5% | +9.9% | −3.0 pts | −3.6 pts |
| 3 years | – | +42.8% | – | −33.6 pts |
| Since launchNot the same days: JULP May 2024 · XBJL Jul 2021 | +33.9% | +60.3% | −14.3 pts | −17.8 pts |
Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →
Side by side
As of Nov 4, 2026. Source: ETFIQ.
These are two different products. XBJL is a floor fund, which caps how far a holder can fall. JULP is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
Where each one stands today
JULP resets first, on Jun 30, 2027, 238 days from now; XBJL runs to Jun 30, 2027, 238 days. JULP can still gain 12.6% before its cap, XBJL 9.9%. A fall from here reaches JULP’s buffer after 3.1% and XBJL’s after 3.5%. Both track SPY, so what separates them is where each is in its own period.
JULP
From its price on Nov 4, 2026, the fund can gain about 12.6% more before it reaches its cap. The fund's price can fall 3.1% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 2.6% from today's level to the point where the buffer begins. Protection left, in index points: 12.0% of the 12.0% buffer still sits below today's SPY level. 238 days remained on Nov 4, 2026. On Jun 30, 2027 the period ends and a new cap is set.
XBJL
From its price on Nov 4, 2026, the fund can gain about 9.9% more before it reaches its cap. The fund's price can fall 3.5% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level.
Questions people ask
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How this is computed
ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, JULP against XBJL, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/julp-vs-xbjl
ETFIQ. (Nov 4, 2026). JULP against XBJL. Retrieved from https://etfiq.com/compare/buffer/julp-vs-xbjl
[JULP against XBJL (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/buffer/julp-vs-xbjl)
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