EALT vs FLJJ: which one stands where?
As of Oct 1, 2026 FLJJ can fall 6.9% before its buffer engages and EALT 5.0%. Innovator U.S. Equity 5 to 15 Buffer ETF - Quarterly and AllianzIM U.S. Equity Floor5 ETF - Jan.
EALT: reference 0.0% since period start, fund 0.0%; buffer −5 to −15; cap +7.0%; Between buffer and cap.
FLJJ: reference +2.1% since period start, fund +1.6%; buffer −5 to floor; cap +7.0%; Full floor.
These are two different products. FLJJ is a floor fund, which caps how far a holder can fall. EALT is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.
Where each one stands today
EALT resets first, on Dec 31, 2026, 92 days from now; FLJJ runs to Dec 31, 2026, 92 days. EALT can still gain 7.0% before its cap, FLJJ 4.9%. A fall from here reaches EALT’s buffer after 5.0% and FLJJ’s after 6.9%. Both track SPY, so what separates them is where each is in its own period.
Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Total return | Gap to the reference | |||
|---|---|---|---|---|
| Window | EALT | FLJJ | EALT | FLJJ |
| 3 months | +2.1% | +1.8% | −0.4 pts | −0.8 pts |
| 6 months | +8.3% | +9.1% | −8.7 pts | −7.9 pts |
| 1 year | +5.8% | +10.1% | −9.9 pts | −5.7 pts |
EALT and FLJJ over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →
On the same fields
EALT and FLJJ on the same fields, as of Oct 1, 2026. Source: ETFIQ.
EALT in plain words
From its price on Oct 1, 2026, the fund can gain about 7.0% more before it reaches its cap. The fund's price can fall 5.0% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 5.0% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 92 days remained on Oct 1, 2026. On Dec 31, 2026 the period ends and a new cap is set.
FLJJ in plain words
From its price on Oct 1, 2026, the fund can gain about 4.9% more before it reaches its cap. The fund's price can fall 6.9% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 7.0% from today's level to the point where the buffer begins. Protection left, in index points: 95.0% of the 95.0% buffer still sits below today's SPY level.
Questions people ask
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.
ETFIQ, EALT against FLJJ, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/ealt-vs-fljj
Free to use with attribution. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.
Cite this page. ETFIQ, EALT against FLJJ, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/ealt-vs-fljj Free to use with attribution; the underlying files are at Open data.
Other forms
- Plain
- ETFIQ, EALT against FLJJ, data as of Oct 1, 2026. https://etfiq.com/compare/buffer/ealt-vs-fljj
- APA
- ETFIQ. (Oct 1, 2026). EALT against FLJJ. Retrieved from https://etfiq.com/compare/buffer/ealt-vs-fljj
- Markdown
- [EALT against FLJJ (ETFIQ, Oct 1, 2026)](https://etfiq.com/compare/buffer/ealt-vs-fljj)