Data as of Nov 4, 2026.

vsOpen in the appCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Buffer ETFs

DDTJ vs GDEC: Cap, Buffer & Days Left

Share
Share on XDownload as PDF

As of Nov 4, 2026 DDTJ can fall 9.3% before its buffer engages and GDEC 9.2%, and GDEC resets 13 days sooner.

askIQ about this page

askIQ about DDTJ and GDEC

Net assets: $18m on Nov 4, 2026 for Innovator Equity Dual Directional 10 Buffer ETF - Jan, and $426m on Nov 3, 2026 for FT Vest U.S. Equity Moderate Buffer ETF - December.

At a glance
9.3%
DDTJ can fall this far before its buffer
9.2%
GDEC can fall this far before its buffer
2.4%
DDTJ can still gain
1.8%
GDEC can still gain
DDTJ Between buffer and cap
Between buffer and capDDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.10 pts of buffer+12.4% gain captured−10.0% floor0% period start+12.8% cap+0.4% more to the capTODAY · SPY +12.4%Between buffer and capDDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.10 pts+12.4%−10.0% floor0% start+12.8% cap+0.4% more to the capTODAY · SPY +12.4%

DDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.

DDTJ: reference +12.4% since period start, fund +9.4%; buffer 0 to −10; cap +12.8%; Between buffer and cap. Data to Nov 4, 2026.
GDEC At its cap
At its capGDEC: reference +12.7% since period start, fund +9.2%; buffer 0 to −15; cap +12.1%; At its cap. Data to Nov 4, 2026.15 pts of buffer+12.1% gain captured−15.0% floor0% period start+12.1% capTODAY · SPY +12.7%At its capGDEC: reference +12.7% since period start, fund +9.2%; buffer 0 to −15; cap +12.1%; At its cap. Data to Nov 4, 2026.15 pts+12.1%−15.0% floor0% start+12.1% capTODAY · SPY +12.7%

GDEC: reference +12.7% since period start, fund +9.2%; buffer 0 to −15; cap +12.1%; At its cap. Data to Nov 4, 2026.

GDEC: reference +12.7% since period start, fund +9.2%; buffer 0 to −15; cap +12.1%; At its cap. Data to Nov 4, 2026.

Pair scorecard

DDTJ costs 0.06 points a year less; GDEC is far larger, $426m against $18m.

Points (pts) are percentage points.

DDTJ vs GDEC: Cap, Buffer & Days Left
MeasureDDTJGDEC
Return
Total return, 1 yearnot published+11.4%
Drawdown
Index fall to the buffer11.0%11.2%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.79%0.85%
Net assets, as of Nov 3, 2026$18m$426m
Holdings
Holdings in commonnot published

Method

Window by window

Window by window: DDTJ vs GDEC: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowDDTJGDECDDTJGDEC
3 months+1.4%+1.7%+1.8 pts+2.1 pts
6 months+4.8%+4.7%+0.3 pts+0.2 pts
1 year–+11.4%–−2.2 pts
Since launchNot the same days: DDTJ Jan 2026 · GDEC Dec 2023+9.1%+36.7%−3.1 pts−25.8 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

DDTJ Innovator Equity Dual Directional 10 Buffer ETF - Jan · Absorbs the first 10% of loss on SPY and caps the gain at 12.8%, over a period ending Dec 31, 2026 GDEC FT Vest U.S. Equity Moderate Buffer ETF - December · Absorbs the first 15% of loss on SPY and caps the gain at 12.1%, over a period ending Dec 18, 2026
Reference index SPY SPY
Buffer 10% 15%
Outcome period Dec 31, 2025 to Dec 31, 2026 Dec 22, 2025 to Dec 18, 2026
Days left 57 44
Starting cap +12.8% +12.1%
Can still gain 2.4% 1.8%
Fall before buffer 9.3% 9.2%
Protection left, index points 10.0% of 10.0% 15.0% of 15.0%
Index return this period +12.4% +12.7%
Fund return this period +9.4% +9.2%
State today Open At cap
Expense ratio 0.79% 0.85%
Net assets, DDTJ as of Nov 4, 2026 and GDEC as of Nov 3, 2026 $18m $426m

As of Nov 4, 2026. Source: ETFIQ.

These are two different products. GDEC is a floor fund, which caps how far a holder can fall. DDTJ is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

GDEC is already at its cap, so more rise in the index adds nothing to it before the period ends.

Where each one stands today

GDEC resets first, on Dec 18, 2026, 44 days from now; DDTJ runs to Dec 31, 2026, 57 days. DDTJ can still gain 2.4% before its cap, GDEC 1.8%. A fall from here reaches DDTJ’s buffer after 9.3% and GDEC’s after 9.2%. Both track SPY, so what separates them is where each is in its own period.

Alert

DDTJ and GDEC flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
DDTJ

From its price on Nov 4, 2026, the fund can gain about 2.4% more before it reaches its cap. The fund's price can fall 9.3% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 11.0% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 57 days remained on Nov 4, 2026. On Dec 31, 2026 the period ends and a new cap is set.

GDEC

SPY had already risen past this fund's cap of +12.1% for the period on Nov 4, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 1.8% as the period runs out. The fund's price can fall 9.2% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 11.2% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 44 days remained on Nov 4, 2026. On Dec 18, 2026 the period ends and a new cap is set.

Questions people ask

Which has more room to gain, DDTJ or GDEC?
From their prices on Nov 4, 2026, DDTJ can gain about 2.4% before its cap and GDEC about 1.8%, so DDTJ has more room left this period.
Which resets first, DDTJ or GDEC?
DDTJ ends its outcome period on Dec 31, 2026 and GDEC on Dec 18, 2026. A new cap is set the day after each.
Which is cheaper, DDTJ or GDEC?
DDTJ charges 0.79% a year and GDEC charges 0.85%, so DDTJ is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Sources and dates

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, DDTJ against GDEC, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddtj-vs-gdec

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.