CTJN vs DDFZ: Cap, Buffer & Days Left

As of Oct 9, 2026 DDFZ can fall 3.1% before its buffer engages and CTJN 2.6%. Net assets on Oct 9, 2026: $1m for Corgi U.S. Equities 30% Structured Buffer ETF and $146m for Innovator Equity Dual Directional 15 Buffer ETF - Jun.

CTJN costs 0.49 points a year less; DDFZ is far larger, $146m against $1m.

CTJNDDFZ
Expense ratio0.30%0.79%
Net assets$1m$146m
What it tracksSPYSPY
Holdings in commonnot published
Index fall to the buffer2.6%2.8%
CTJNBetween buffer and cap
Between buffer and capCTJN: reference +2.6% since period start, fund +2.5%; buffer 0 to −30; cap +14.1%; Between buffer and cap. Figures to Oct 9, 2026.30 pts of buffer+11.5% more to the cap−30.0% floor0% period start+14.1% cap+2.6% gain capturedTODAY · SPY +2.6%Between buffer and capCTJN: reference +2.6% since period start, fund +2.5%; buffer 0 to −30; cap +14.1%; Between buffer and cap. Figures to Oct 9, 2026.30 pts of buffer−30.0% floor0% start+14.1% cap+2.6% gain captured+11.5% more to the capTODAY · SPY +2.6%

CTJN: reference +2.6% since period start, fund +2.5%; buffer 0 to −30; cap +14.1%; Between buffer and cap. Figures to Oct 9, 2026.

CTJN: reference +2.6% since period start, fund +2.5%; buffer 0 to −30; cap +14.1%; Between buffer and cap. Figures to Oct 9, 2026.

DDFZBetween buffer and cap
Between buffer and capDDFZ: reference +2.9% since period start, fund +2.9%; buffer 0 to −15; cap +10.7%; Between buffer and cap. Figures to Oct 9, 2026.15 pts of buffer+7.8% to cap−15.0% floor0% period start+10.7% cap+2.9% gain capturedTODAY · SPY +2.9%Between buffer and capDDFZ: reference +2.9% since period start, fund +2.9%; buffer 0 to −15; cap +10.7%; Between buffer and cap. Figures to Oct 9, 2026.15 pts−15.0% floor0% start+10.7% cap+2.9% gain captured+7.8% more to the capTODAY · SPY +2.9%

DDFZ: reference +2.9% since period start, fund +2.9%; buffer 0 to −15; cap +10.7%; Between buffer and cap. Figures to Oct 9, 2026.

DDFZ: reference +2.9% since period start, fund +2.9%; buffer 0 to −15; cap +10.7%; Between buffer and cap. Figures to Oct 9, 2026.

These are two different products. DDFZ is a floor fund, which caps how far a holder can fall. CTJN is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

Where each one stands today

CTJN resets first, on May 31, 2027, 234 days from now; DDFZ runs to May 31, 2027, 234 days. A fall from here reaches CTJN’s buffer after 2.6% and DDFZ’s after 3.1%. Both track SPY, so what separates them is where each is in its own period.

Performance, window by window

Total returnGap to the reference's price return
WindowCTJNDDFZCTJNDDFZ
3 months+2.2%+2.3%−0.9 pts−0.8 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Source: ETFIQ. Open the live comparison on ETFIQ →

On the same fields

CTJN
Corgi U.S. Equities 30% Structured Buffer ETF · Absorbs the first 30% of loss on SPY and caps the gain at 14.1%, over a period ending May 31, 2027
DDFZ
Innovator Equity Dual Directional 15 Buffer ETF - Jun · Absorbs the first 15% of loss on SPY and caps the gain at 10.7%, over a period ending May 31, 2027
Reference index SPY SPY
Buffer 30% 15%
Outcome period Jun 1, 2026 to May 31, 2027 May 31, 2026 to May 31, 2027
Days left 234 234
Starting cap +14.1% +10.7%
Can still gain not published 7.3%
Fall before buffer 2.6% 3.1%
Protection left, index points 30.0% of 30.0% 15.0% of 15.0%
Index return this period +2.6% +2.9%
Fund return this period +2.5% +2.9%
State today Open Open
Expense ratio 0.30% 0.79%
Net assets $1m $146m

As of Oct 9, 2026. Source: ETFIQ.

CTJN in plain words

The fund's price can fall 2.6% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.6% from today's level to the point where the buffer begins. Protection left, in index points: 30.0% of the 30.0% buffer still sits below today's SPY level. 234 days remained on Oct 9, 2026. On May 31, 2027 the period ends and a new cap is set.

DDFZ in plain words

From its price on Oct 9, 2026, the fund can gain about 7.3% more before it reaches its cap. The fund's price can fall 3.1% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.8% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level.

Questions people ask

Which resets first, CTJN or DDFZ?
CTJN ends its outcome period on May 31, 2027 and DDFZ on May 31, 2027. A new cap is set the day after each.
Which is cheaper, CTJN or DDFZ?
CTJN charges 0.30% a year and DDFZ charges 0.79%, so CTJN is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every figure from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every figure is an ETFIQ calculation with distributions reinvested.

Cite this page

ETFIQ, CTJN against DDFZ, data as of Oct 9, 2026. https://etfiq.com/compare/buffer/ctjn-vs-ddfz

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.