Data as of .
DDFZ vs DDTZ: which one stands where?
As of Sep 19, 2026 DDTZ can fall 2.3% before its buffer engages and DDFZ 2.0%.
Both are Innovator funds, so the difference between them is the terms rather than the house.
Where each one stands today
DDFZ resets first, on May 31, 2027, 255 days from now; DDTZ runs to May 31, 2027, 255 days. DDFZ can still gain 8.5% before its cap, DDTZ 12.7%. A fall from here reaches DDFZ’s buffer after 2.0% and DDTZ’s after 2.3%. Both track SPY, so what separates them is where each is in its own period.
Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.
Performance, window by window
| Window | Total return | Gap to the reference | ||
|---|---|---|---|---|
| DDFZ | DDTZ | DDFZ | DDTZ | |
| 3 months | +1.9% | +2.1% | −0.4 pts | −0.2 pts |
| DDFZ Innovator Equity Dual Directional 15 Buffer ETF - Jun Absorbs the first 15% of loss on SPY and caps the gain at 10.7%, over a period ending May 31, 2027 | DDTZ Innovator Equity Dual Directional 10 Buffer ETF - Jun Absorbs the first 10% of loss on SPY and caps the gain at 15.4%, over a period ending May 31, 2027 | |
|---|---|---|
| Issuer | Innovator | Innovator |
| Reference index | SPY | SPY |
| Buffer | 15% | 10% |
| Outcome period | May 31, 2026 to May 31, 2027 | May 31, 2026 to May 31, 2027 |
| Days left | 255 | 255 |
| Starting cap | +10.7% | +15.4% |
| Can still gain | 8.5% | 12.7% |
| Fall before buffer | 2.0% | 2.3% |
| Protection left, index points | 15.0% of 15.0% | 10.0% of 10.0% |
| Index return this period | +0.7% | +0.7% |
| Fund return this period | +1.9% | +2.1% |
| State today | Open | Open |
| Expense ratio | 0.79% | 0.79% |
| Net assets | $152m | $32m |
DDFZ in plain words
From its price on Sep 19, 2026, the fund can gain about 8.5% more before it reaches its cap. The fund's price can fall 2.0% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 0.7% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 255 days remained on Sep 19, 2026. On May 31, 2027 the period ends and a new cap is set.
DDTZ in plain words
From its price on Sep 19, 2026, the fund can gain about 12.7% more before it reaches its cap. The fund's price can fall 2.3% from here before the buffer starts absorbing losses, by the issuer's figure. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.
Questions people ask
- Which has more room to gain, DDFZ or DDTZ?
- From their prices on Sep 19, 2026, DDFZ can gain about 8.5% before its cap and DDTZ about 12.7%, so DDTZ has more room left this period.
- Which resets first, DDFZ or DDTZ?
- DDFZ ends its outcome period on May 31, 2027 and DDTZ on May 31, 2027. A new cap is set the day after each.
- Which is cheaper, DDFZ or DDTZ?
- DDFZ charges 0.79% a year and DDTZ charges 0.79%, so DDFZ is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, DDFZ against DDTZ, data as of Sep 19, 2026. https://etfiq.com/compare/buffer/ddfz-vs-ddtz Free to use with attribution; the underlying files are at Open data.