Which has more room to gain, DDFZ or DDTZ?

From their prices on Nov 4, 2026, DDFZ can gain about 7.8% before its cap and DDTZ about 11.8%, so DDTZ has more room left this period.

Which resets first, DDFZ or DDTZ?

DDFZ ends its outcome period on May 31, 2027 and DDTZ on May 31, 2027. A new cap is set the day after each.

Which is cheaper, DDFZ or DDTZ?

DDFZ and DDTZ both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Buffer ETFs

DDFZ vs DDTZ: Cap, Buffer & Days Left

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As of Nov 4, 2026 DDTZ can fall 3.1% before its buffer engages and DDFZ 2.7%.

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Net assets on Nov 4, 2026: $145m for Innovator Equity Dual Directional 15 Buffer ETF - Jun and $33m for Innovator Equity Dual Directional 10 Buffer ETF - Jun.

DDFZ on its own →DDTZ on its own →

At a glance

2.7%

DDFZ can fall this far before its buffer

3.1%

DDTZ can fall this far before its buffer

7.8%

DDFZ can still gain

11.8%

DDTZ can still gain

DDFZ Between buffer and cap

DDFZ: reference +1.3% since period start, fund +2.4%; buffer 0 to −15; cap +10.7%; Between buffer and cap. Data to Nov 4, 2026.

DDTZ Between buffer and cap

DDTZ: reference +1.3% since period start, fund +2.9%; buffer 0 to −10; cap +15.4%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

Both cost 0.79% a year; DDFZ is 4.4 times larger.

Points (pts) are percentage points.

DDFZ vs DDTZ: Cap, Buffer & Days Left
Measure	DDFZ	DDTZ
Drawdown
Measure	DDFZ	DDTZ
Index fall to the buffer	1.3%
Benchmark
Measure	DDFZ	DDTZ
What it tracks	SPY	SPY
Cost and size
Measure	DDFZ	DDTZ
Expense ratio	0.79%	0.79%
Net assets	$145m	$33m
Holdings
Measure	DDFZ	DDTZ
Holdings in common	not published

Method

Window by window

Window by window: DDFZ vs DDTZ: Cap, Buffer & Days Left
	Total return		Gap to the reference's price return
Window	DDFZ	DDTZ	DDFZ	DDTZ
3 months	+0.8%	+0.6%	+1.2 pts	+0.9 pts
Since launchDDFZ Jun 2026 · DDTZ Jun 2026	+2.2%	+2.3%	+1.1 pts	+1.3 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Open this comparison in the app →

Side by side

DDFZ Innovator Equity Dual Directional 15 Buffer ETF - Jun · Absorbs the first 15% of loss on SPY and caps the gain at 10.7%, over a period ending May 31, 2027 DDTZ Innovator Equity Dual Directional 10 Buffer ETF - Jun · Absorbs the first 10% of loss on SPY and caps the gain at 15.4%, over a period ending May 31, 2027

Issuer Innovator Innovator

Reference index SPY SPY

Buffer 15% 10%

Outcome period May 31, 2026 to May 31, 2027 May 31, 2026 to May 31, 2027

Days left 208 208

Starting cap +10.7% +15.4%

Can still gain 7.8% 11.8%

Fall before buffer 2.7% 3.1%

Protection left, index points 15.0% of 15.0% 10.0% of 10.0%

Index return this period +1.3% +1.3%

Fund return this period +2.4% +2.9%

State today Open Open

Expense ratio 0.79% 0.79%

Net assets $145m $33m

As of Nov 4, 2026. Source: ETFIQ.

Both are Innovator funds, so the difference between them is the terms rather than the house.

Where each one stands today

DDFZ resets first, on May 31, 2027, 208 days from now; DDTZ runs to May 31, 2027, 208 days. DDFZ can still gain 7.8% before its cap, DDTZ 11.8%. A fall from here reaches DDFZ’s buffer after 2.7% and DDTZ’s after 3.1%. Both track SPY, so what separates them is where each is in its own period.

Alert

About each fund

DDFZ

From its price on Nov 4, 2026, the fund can gain about 7.8% more before it reaches its cap. The fund's price can fall 2.7% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 1.3% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 208 days remained on Nov 4, 2026. On May 31, 2027 the period ends and a new cap is set.

DDTZ

From its price on Nov 4, 2026, the fund can gain about 11.8% more before it reaches its cap. The fund's price can fall 3.1% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, DDFZ or DDTZ?: From their prices on Nov 4, 2026, DDFZ can gain about 7.8% before its cap and DDTZ about 11.8%, so DDTZ has more room left this period.
Which resets first, DDFZ or DDTZ?: DDFZ ends its outcome period on May 31, 2027 and DDTZ on May 31, 2027. A new cap is set the day after each.
Which is cheaper, DDFZ or DDTZ?: DDFZ and DDTZ both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

DDFZ vs GMAY DDFZ vs DMAY DDFZ vs FMAY DDFZ vs JNEU DDTZ vs UJUN DDTZ vs JUNT DDTZ vs GMAY DDTZ vs JUNW

Where to next

SPY →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →DDFZ on its own →DDTZ on its own →Method →Standards and sources →

Sources and dates

DDFZ and DDTZ filings on SEC EDGAR ↗

Innovator page for DDFZ ↗

Innovator page for DDTZ ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, DDFZ against DDTZ, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ddfz-vs-ddtz

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.