Which resets first, AIOO or FLJJ?

AIOO ends its outcome period on Dec 31, 2026 and FLJJ on Dec 31, 2026. New terms are set the day after each.

Which is cheaper, AIOO or FLJJ?

AIOO charges 0.64% a year and FLJJ charges 0.74%, so AIOO is cheaper. Fees come from each fund's prospectus.

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AIOO vs FLJJ: Cap, Buffer & Days Left

As of Oct 13, 2026 FLJJ can fall 8.0% before its buffer engages and AIOO 0.5%. Net assets on Oct 13, 2026: $63m for AllianzIM U.S. Equity Buffer100 Protection ETF - Jan and $9m for AllianzIM U.S. Equity 6 Month Floor5 Jan/Jul ETF - Jan.

AIOO costs 0.10 points a year less; their one-year returns differ by 7.3 points; AIOO is 7.2 times larger.

Points (pts) are percentage points.

AIOO vs FLJJ: Cap, Buffer & Days Left
	AIOO	FLJJ
Expense ratio	0.64%	0.74%
Net assets	$63m	$9m
Total return, 1 year	+4.0%	+11.3%
What it tracks	SPY	SPY
Holdings in common	not published
Index fall to the buffer	2.0%	8.8%

0.5%

AIOO can fall this far before its buffer

8.0%

FLJJ can fall this far before its buffer

uncapped

AIOO can still gain

3.7%

FLJJ can still gain

AIOONo cap

AIOO: reference +2.0% since period start, fund +0.5%; buffer Floor; no cap; No cap. Figures to Oct 13, 2026.

Figures to Oct 13, 2026.

FLJJFull floor

FLJJ: reference +4.2% since period start, fund +2.9%; buffer −5 to floor; cap +7.0%; Full floor. Figures to Oct 13, 2026.

AIOO has no cap. It takes 30% of whatever the index does, where FLJJ takes all of the rise up to 7.0% and nothing above it.

Both are AllianzIM funds, so the difference between them is the terms rather than the house.

Where each one stands today

AIOO resets first, on Dec 31, 2026, 79 days from now; FLJJ runs to Dec 31, 2026, 79 days. A fall from here reaches AIOO’s buffer after 0.5% and FLJJ’s after 8.0%. Both track SPY, so what separates them is where each is in its own period.

Performance, window by window

Performance, window by window: AIOO vs FLJJ: Cap, Buffer & Days Left
	Total return		Gap to the reference's price return
Window	AIOO	FLJJ	AIOO	FLJJ
3 months	+0.8%	+2.4%	−2.7 pts	−1.1 pts
6 months	+2.7%	+7.1%	−9.3 pts	−4.9 pts
1 year	+4.0%	+11.3%	−13.3 pts	−6.0 pts
Since launch Not the same days: AIOO Jul 2025 · FLJJ Feb 2024	+6.1%	+38.1%	−19.8 pts	−20.9 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Source: ETFIQ. Open this comparison in the app →

On the same fields

AIOO

AllianzIM U.S. Equity Buffer100 Protection ETF - Jan · Absorbs the whole loss on SPY and does not cap the gain, over a period ending Dec 31, 2026

FLJJ

AllianzIM U.S. Equity 6 Month Floor5 Jan/Jul ETF - Jan · Absorbs losses from 5.0% to 100.0% on SPY and caps the gain at 7.0%, over a period ending Dec 31, 2026

Issuer AllianzIM AllianzIM

Reference index SPY SPY

Buffer 100% 5% to 100%

Outcome period Oct 1, 2026 to Dec 31, 2026 Jul 1, 2026 to Dec 31, 2026

Days left 79 79

Starting cap uncapped +7.0%

Can still gain uncapped 3.7%

Fall before buffer 0.5% 8.0%

Protection left, index points 100.0% of 100.0% 95.0% of 95.0%

Index return this period +2.0% +4.2%

Fund return this period +0.5% +2.9%

State today Uncapped Open

Expense ratio 0.64% 0.74%

Net assets $63m $9m

As of Oct 13, 2026. Source: ETFIQ.

About AIOO

This fund has no cap. It takes a share of any further rise in SPY. The fund's price can fall 0.5% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.0% from today's level to the point where the buffer begins. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level. 79 days remained on Oct 13, 2026. On Dec 31, 2026 the period ends and new terms are set.

About FLJJ

From its price on Oct 13, 2026, the fund can gain about 3.7% more before it reaches its cap. The fund's price can fall 8.0% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 8.8% from today's level to the point where the buffer begins. Protection left, in index points: 95.0% of the 95.0% buffer still sits below today's SPY level. On Dec 31, 2026 the period ends and a new cap is set.

Questions people ask

Which resets first, AIOO or FLJJ?: AIOO ends its outcome period on Dec 31, 2026 and FLJJ on Dec 31, 2026. New terms are set the day after each.
Which is cheaper, AIOO or FLJJ?: AIOO charges 0.64% a year and FLJJ charges 0.74%, so AIOO is cheaper. Fees come from each fund's prospectus.

Other comparisons

AIOO vs FLAO AIOO vs PQX AIOO vs PMOC AIOO vs PMJA FLJJ vs QBSF FLJJ vs JANT FLJJ vs PBJA FLJJ vs SQMX

SPDR® S&P 500® ETF Trust →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →AIOO on its own →FLJJ on its own →How every figure is computed →Standards and sources →

Where these figures came from

AIOO and FLJJ filings on SEC EDGAR ↗AllianzIM page for AIOO ↗AllianzIM page for FLJJ ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every figure from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every figure is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, AIOO against FLJJ, data as of Oct 13, 2026. https://etfiq.com/compare/buffer/aioo-vs-fljj

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.