Which returned more over the last year, XLRE or XLU?

In the year to Oct 28, 2026, with distributions reinvested, XLRE returned +4.3% and XLU −3.0%.

Which is cheaper, XLRE or XLU?

Neither: XLRE and XLU both charge 0.08% a year. Fees come from each fund's prospectus.

How much do XLRE and XLU overlap with the S&P 500?

By their latest filed holdings, 100% of XLRE and 100% of XLU by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

XLRE vs XLU: Differences, Returns & Fees

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Over the year to Oct 28, 2026, XLRE returned +4.3% to XLU's −3.0%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $8.0bn for State Street Real Estate Select Sector SPDR ETF and $23.9bn for State Street Utilities Select Sector SPDR ETF.

XLRE on its own →XLU on its own →

At a glance

+4.3%

XLRE total return, 1 year

−3.0%

XLU total return, 1 year

0.08%

XLRE expense ratio

0.08%

XLU expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 7.3 points; XLU is 3.0 times larger.

XLRE vs XLU: Differences, Returns & Fees
Measure	XLRE	XLU
Return
Measure	XLRE	XLU
Total return, 1 year	+4.3%	−3.0%
Drawdown
Measure	XLRE	XLU
Below its high	7.7%, high on Jul 28, 2026	9.1%, high on Feb 27, 2026
Benchmark
Measure	XLRE	XLU
What it tracks	Real Estate Select Sector Index	Utilities Select Sector Index
Cost and size
Measure	XLRE	XLU
Expense ratio	0.08%	0.08%
Net assets, as of Oct 27, 2026	$8.0bn	$23.9bn
Holdings
Measure	XLRE	XLU
Holdings in common	0%
Top ten holdings, share of the fund	58.9%	58.7%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, XLRE and XLU hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLRE XLU

Only in one fund ↓

Only in XLRE

WELLTOWER INC 11.14%

PROLOGIS INC 8.19%

EQUINIX INC 6.72%

AMERICAN TOWER CORP 5.84%

PUBLIC STORAGE 4.87%

SIMON PROPERTY GROUP INC 4.76%

VIVMARK RESIDENTIAL 4.42%

DIGITAL REALTY TRUST INC 4.34%

Only in XLU

NEXTERA ENERGY INC 12.76%

SOUTHERN CO 7.91%

DUKE ENERGY CORP 7.22%

CONSTELLATION ENERGY 6.33%

AMERICAN ELECTRIC POWER 5.26%

DOMINION ENERGY INC 4.26%

SEMPRA 4.12%

ENTERGY CORP 3.75%

Check overlap with more funds →

Side by side

XLRE State Street Real Estate Select Sector SPDR ETF XLU State Street Utilities Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index of Real estate Tracks an index of Utilities

Total return, 1 year +4.3% −3.0%

Expense ratio 0.08% 0.08%

Already in the S&P 500 99.5% 99.7%

Holdings 31 32

Net assets, as of Oct 27, 2026 $8.0bn $23.9bn

XLRE and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

XLRE

XLRE tracks an index of Real estate. Over the year to Oct 28, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 58.9%. It sat 7.7% below its high of Jul 28, 2026 on Oct 28, 2026.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, XLRE or XLU?: In the year to Oct 28, 2026, with distributions reinvested, XLRE returned +4.3% and XLU −3.0%.
Which is cheaper, XLRE or XLU?: Neither: XLRE and XLU both charge 0.08% a year. Fees come from each fund's prospectus.
How much do XLRE and XLU overlap with the S&P 500?: By their latest filed holdings, 100% of XLRE and 100% of XLU by weight is stocks the S&P 500 already holds.

Other comparisons

VPU vs XLRE XLRE vs XLV XLF vs XLRE KRE vs XLRE IYR vs XLU SCHH vs XLU VNQ vs XLU XLB vs XLU

Where to next

XLRE on its own →XLU on its own →Hold both: look the portfolio through →Rankings →XLRE dividend history →XLRE holdings →XLU dividend history →XLU holdings →Standards and sources →

Sources and dates

XLRE and XLU filings on SEC EDGAR ↗

XLRE and XLU prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, XLRE against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/xlre-vs-xlu

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.