Data as of Oct 28, 2026.

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VYM vs XLP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VYM returned +18.0% to XLP's +13.8%; 8% of their weight is in the same names.

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Net assets: $78.9bn on Sep 30, 2026 for Vanguard High Dividend Yield ETF, and $14.6bn on Oct 27, 2026 for State Street Consumer Staples Select Sector SPDR ETF.

At a glance
+18.0%
VYM total return, 1 year
+13.8%
XLP total return, 1 year
0.04%
VYM expense ratio
0.08%
XLP expense ratio

Pair scorecard

VYM costs 0.04 points a year less; their one-year returns differ by 4.2 points; VYM is 5.9 times larger.

VYM vs XLP: Differences, Returns & Fees
MeasureVYMXLP
Return
Total return, 1 year+18.0%+13.8%
Drawdown
Below its high3.5%, high on Oct 22, 2026
Benchmark
What it tracksFTSE High Dividend Yield IndexConsumer Staples Select Sector Index
Cost and size
Expense ratio0.04%0.08%
Net assets, as of Sep 30, 2026$78.9bn$13.4bn
Holdings
Holdings in common8%
Top ten holdings, share of the fund26.2%62.9%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

Risk and return

Nov 24, 2006 to Oct 23, 2026 · 1,039 weekly returns
VYM XLP
Return
Total return edge Tie +487.1% +481.6%
Annualized edge Tie +9.3% +9.2%
Price return edge XLP (slight) +220.2% +243.0%
Risk
Volatility edge XLP 16.7% 13.6%
Max drawdown edge XLP −56.7% −31.3%
Risk-adjusted
Sharpe edge XLP 0.52 0.60
Sortino edge XLP 0.73 0.83
Calmar edge XLP 0.16 0.29
Reading

VYM and XLP returned about the same: +487.1% and +481.6%. XLP swung less: 13.6% to 16.7%. XLP fell less at its worst: −31.3% to −56.7%.

Full scorecard

9 measures, with how each is measured
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Risk and return: VYM vs XLP: Differences, Returns & Fees
MeasureVYMXLPEdgeHow it is measured
Return
Total return+487.1%+481.6%TiePrice change plus distributions, reinvested.
Annualized+9.3%+9.2%TieTotal return as a yearly rate.
Price return+220.2%+243.0%XLP (slight)Price change alone, distributions left out.
Risk
Volatility16.7%13.6%XLPSpread of weekly returns, annualized. Lower is steadier.
Downside deviation11.8%9.8%XLPLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−56.7%−31.3%XLPDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.520.60XLPReturn above Treasury bills per unit of volatility.
Sortino0.730.83XLPReturn above Treasury bills per unit of downside deviation.
Calmar0.160.29XLPAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,039 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

8%

By the books each fund has filed, VYM and XLP hold 8% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

8% in common

Positions both hold · largest shared weight first VYM XLP
Procter & Gamble Co 1.44% 7.69%
Coca-Cola Co 1.42% 7.34%
Philip Morris International Inc 1.26% 6.56%
PepsiCo Inc 0.73% 4.10%
Altria Group Inc 0.48% 4.54%
Mondelez International Inc 0.32% 4.19%
Target Corp 0.30% 3.94%
Colgate-Palmolive Co 0.29% 4.39%
Keurig Dr Pepper Inc 0.17% 2.83%
Archer-Daniels-Midland Co 0.16% 2.25%
Sysco Corp 0.16% 2.35%
Kenvue Inc 0.14% 2.23%
Only in one fund ↓
Only in VYM
Broadcom Inc 6.93%
JPMorgan Chase & Co 3.75%
ExxonMobil Holdings Corp 2.84%
Johnson & Johnson 2.71%
AbbVie Inc 1.96%
Cisco Systems Inc 1.80%
Chevron Corp 1.61%
Caterpillar Inc 1.56%
Only in XLP
WALMART INC 11.05%
COSTCO WHOLESALE CORP 9.14%
MONSTER BEVERAGE CORP 3.88%
CASEY S GENERAL STORES INC 1.54%
VYLOR INC 1.53%
CHURCH + DWIGHT CO INC 1.49%
DOLLAR TREE INC 1.42%
XAP CONS STAPLES DEC26 0.01%
Check overlap with more funds →

Side by side

VYM Vanguard High Dividend Yield ETF XLP State Street Consumer Staples Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US high dividend Tracks an index of Consumer staples
Total return, 1 year +18.0% +13.8%
Expense ratio 0.04% 0.08%
Already in the S&P 500 89.5% 99.6%
Holdings 595 36
Net assets, VYM as of Sep 30, 2026 and XLP as of Oct 27, 2026 $78.9bn $14.6bn

VYM and XLP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-DACC3565D5

VYM and XLP do different jobs. What does each one do in a portfolio?

  1. What each follows. VYM follows FTSE High Dividend Yield Index and XLP follows Consumer Staples Select Sector Index.
  2. Holdings in common. 8% of the weight is in the same securities (holdings dated Sep 30, 2026 and Oct 27, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 VYM returned +18.0% and XLP +13.8% with distributions reinvested, a gap of 4.2 points.

Data as of Oct 28, 2026.

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About each fund
VYM

VYM tracks an index of US high dividend. Over the year to Oct 28, 2026 it returned +18.0% with distributions reinvested. The prospectus expense ratio is 0.04% a year. By its holdings published by its issuer as of Sep 30, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 595 positions, with the top ten at 26.2%.

XLP

XLP tracks an index of Consumer staples. Over the year to Oct 28, 2026 it returned +13.8% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 36 positions, with the top ten at 62.9%. It sat 3.5% below its high of Oct 22, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VYM or XLP?
In the year to Oct 28, 2026, with distributions reinvested, VYM returned +18.0% and XLP +13.8%.
Which is cheaper, VYM or XLP?
VYM is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do VYM and XLP overlap with the S&P 500?
By their latest filed holdings, 90% of VYM and 100% of XLP by weight is stocks the S&P 500 already holds.
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ETFIQ, VYM against XLP, data as of Oct 28, 2026. https://etfiq.com/compare/any/vym-vs-xlp

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