Data as of Oct 28, 2026.

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VYM vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VYM returned +18.0% to XLC's −10.4%; 3% of their weight is in the same names.

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Net assets: $78.9bn on Sep 30, 2026 for Vanguard High Dividend Yield ETF, and $22.1bn on Oct 27, 2026 for State Street Communication Services Select Sector SPDR ETF.

At a glance
+18.0%
VYM total return, 1 year
−10.4%
XLC total return, 1 year
0.04%
VYM expense ratio
0.08%
XLC expense ratio

Pair scorecard

VYM costs 0.04 points a year less; their one-year returns differ by 28.4 points; VYM is 3.5 times larger.

VYM vs XLC: Differences, Returns & Fees
MeasureVYMXLC
Return
Total return, 1 year+18.0%−10.4%
Drawdown
Below its high13.3%, high on Jan 30, 2026
Benchmark
What it tracksFTSE High Dividend Yield IndexCommunication Services Select Sector Index
Cost and size
Expense ratio0.04%0.08%
Net assets, as of Sep 30, 2026$78.9bn$22.5bn
Holdings
Holdings in common3%
Top ten holdings, share of the fund26.2%75.3%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

3%

By the books each fund has filed, VYM and XLC hold 3% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

3% in common

Positions both hold · largest shared weight first VYM XLC
Verizon Communications Inc 0.81% 4.45%
Walt Disney Co 0.77% 5.33%
AT&T Inc 0.69% 4.20%
T-Mobile US Inc 0.34% 4.17%
Comcast Corp 0.33% 4.48%
Omnicom Group Inc 0.09% 3.06%
Fox Corp 0.05% 1.83%
Fox Corp 0.03% 1.09%
Only in one fund ↓
Only in VYM
Broadcom Inc 6.93%
JPMorgan Chase & Co 3.75%
ExxonMobil Holdings Corp 2.84%
Johnson & Johnson 2.71%
AbbVie Inc 1.96%
Cisco Systems Inc 1.80%
Chevron Corp 1.61%
Caterpillar Inc 1.56%
Only in XLC
META PLATFORMS INC CLASS A 21.45%
ALPHABET INC CL A 12.27%
ALPHABET INC CL C 9.82%
TAKE TWO INTERACTIVE SOFTWRE 4.80%
APPLOVIN CORP CLASS A 4.34%
NETFLIX INC 4.14%
LIVE NATION ENTERTAINMENT IN 3.87%
REDDIT INC CL A 2.83%
Check overlap with more funds →

Side by side

VYM Vanguard High Dividend Yield ETF XLC State Street Communication Services Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US high dividend Tracks an index of Communication services
Total return, 1 year +18.0% −10.4%
Expense ratio 0.04% 0.08%
Already in the S&P 500 89.5% 99.8%
Holdings 595 23
Net assets, VYM as of Sep 30, 2026 and XLC as of Oct 27, 2026 $78.9bn $22.1bn

VYM and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VYM

VYM tracks an index of US high dividend. Over the year to Oct 28, 2026 it returned +18.0% with distributions reinvested. The prospectus expense ratio is 0.04% a year. By its holdings published by its issuer as of Sep 30, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 595 positions, with the top ten at 26.2%.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VYM or XLC?
In the year to Oct 28, 2026, with distributions reinvested, VYM returned +18.0% and XLC −10.4%.
Which is cheaper, VYM or XLC?
VYM is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do VYM and XLC overlap with the S&P 500?
By their latest filed holdings, 90% of VYM and 100% of XLC by weight is stocks the S&P 500 already holds.
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ETFIQ, VYM against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/vym-vs-xlc

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