Data as of Oct 28, 2026.

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VUSB vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VUSB returned +3.5% to XLK's +27.1%; 0% of their weight is in the same names.

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Net assets: $9.9bn on Sep 30, 2026 for Vanguard Ultra-Short Bond ETF, and $125.0bn on Oct 27, 2026 for State Street Technology Select Sector SPDR ETF.

At a glance
+3.5%
VUSB total return, 1 year
+27.1%
XLK total return, 1 year
0.10%
VUSB expense ratio
0.08%
XLK expense ratio

Pair scorecard

XLK costs 0.02 points a year less; their one-year returns differ by 23.6 points; XLK is 12.9 times larger.

VUSB vs XLK: Differences, Returns & Fees
MeasureVUSBXLK
Return
Total return, 1 year+3.5%+27.1%
Drawdown
Below its high5.4%, high on Oct 6, 2026
Benchmark
What it tracksNo index, actively managedTechnology Select Sector Index
Cost and size
Expense ratio0.10%0.08%
Net assets, as of Sep 30, 2026$9.9bn$127.3bn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund64.6%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, VUSB and XLK hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VUSB XLK
Only in one fund ↓
Only in VUSB
United States Treasury Bill 2.39%
United States Treasury Bill 2.35%
MKTLIQ 2.00%
Regions Bank/Birmingham AL 0.89%
PNC Financial Services Group Inc 0.53%
National Bank of Canada 0.53%
Citizens Bank NA/Providence RI 0.48%
US Bancorp 0.47%
Only in XLK
NVIDIA CORP 15.22%
APPLE INC 14.62%
MICROSOFT CORP 11.38%
ADVANCED MICRO DEVICES 4.78%
BROADCOM INC 4.70%
MICRON TECHNOLOGY INC 4.02%
INTEL CORP 2.72%
PALANTIR TECHNOLOGIES INC A 2.67%
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Side by side

VUSB Vanguard Ultra-Short Bond ETF XLK State Street Technology Select Sector SPDR ETF
Where it sits Bond ETF Stock ETF
What it is Actively managed Tracks an index of Technology
Total return, 1 year +3.5% +27.1%
Its benchmark over the same days −1.4% (AGG) +13.6% (SPY)
Gap to its benchmark +4.9 pts vs AGG +13.5 pts vs SPY
Expense ratio 0.10% 0.08%
Holdings 1344 76
Net assets, VUSB as of Sep 30, 2026 and XLK as of Oct 27, 2026 $9.9bn $125.0bn

VUSB and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VUSB

VUSB is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +3.5% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.10% a year.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VUSB or XLK?
In the year to Oct 28, 2026, with distributions reinvested, VUSB returned +3.5% and XLK +27.1%.
Which is cheaper, VUSB or XLK?
XLK is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VUSB against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/vusb-vs-xlk

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