Data as of Oct 28, 2026.
VTV vs XRT: Differences, Returns & Fees
Over the year to Oct 28, 2026, VTV returned +23.5% to XRT's +2.4%; 3% of their weight is in the same names.
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Net assets: $184.2bn on Sep 30, 2026 for Vanguard Morningstar Value ETF, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.
Pair scorecard
VTV costs 0.32 points a year less; their one-year returns differ by 21.1 points; VTV is far larger, $184.2bn against $435m.
| Measure | VTV | XRT |
|---|---|---|
| Return | ||
| Total return, 1 year | +23.5% | +2.4% |
| Drawdown | ||
| Below its high | 9.9%, high on Nov 16, 2021 | |
| Benchmark | ||
| What it tracks | Morningstar US Large Cap Value Index | S&P Retail Select Industry Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.35% |
| Net assets, as of Sep 30, 2026 | $184.2bn | $435m |
| Holdings | ||
| Holdings in common | 3% | |
| Top ten holdings, share of the fund | 23.6% | 16.6% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, VTV and XRT hold 3% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
3% in common
Only in one fund ↓
Side by side
VTV and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VTV
VTV tracks an index of US value. Over the year to Oct 28, 2026 it returned +23.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 300 positions, with the top ten at 23.6%.
XRT
XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, VTV or XRT?
- In the year to Oct 28, 2026, with distributions reinvested, VTV returned +23.5% and XRT +2.4%.
- Which is cheaper, VTV or XRT?
- VTV is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, VTV against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/vtv-vs-xrt
ETFIQ. (Oct 28, 2026). VTV against XRT. Retrieved from https://etfiq.com/compare/any/vtv-vs-xrt
[VTV against XRT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vtv-vs-xrt)
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