Data as of Oct 28, 2026.
VTV vs XLY: Differences, Returns & Fees
Over the year to Oct 28, 2026, VTV returned +23.5% to XLY's −3.6%; 4% of their weight is in the same names.
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Net assets: $184.2bn on Sep 30, 2026 for Vanguard Morningstar Value ETF, and $22.4bn on Oct 27, 2026 for State Street Consumer Discretionary Select Sector SPDR ETF.
Pair scorecard
VTV costs 0.05 points a year less; their one-year returns differ by 27.1 points; VTV is 8.6 times larger.
| Measure | VTV | XLY |
|---|---|---|
| Return | ||
| Total return, 1 year | +23.5% | −3.6% |
| Drawdown | ||
| Below its high | 6.8%, high on Jan 12, 2026 | |
| Benchmark | ||
| What it tracks | Morningstar US Large Cap Value Index | Consumer Discretionary Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.08% |
| Net assets, as of Sep 30, 2026 | $184.2bn | $21.3bn |
| Holdings | ||
| Holdings in common | 4% | |
| Top ten holdings, share of the fund | 23.6% | 68.5% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, VTV and XLY hold 4% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
4% in common
Only in one fund ↓
Side by side
VTV and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VTV
VTV tracks an index of US value. Over the year to Oct 28, 2026 it returned +23.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 300 positions, with the top ten at 23.6%.
XLY
XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, VTV or XLY?
- In the year to Oct 28, 2026, with distributions reinvested, VTV returned +23.5% and XLY −3.6%.
- Which is cheaper, VTV or XLY?
- VTV is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, VTV against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/vtv-vs-xly
ETFIQ. (Oct 28, 2026). VTV against XLY. Retrieved from https://etfiq.com/compare/any/vtv-vs-xly
[VTV against XLY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vtv-vs-xly)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.