Data as of Oct 28, 2026.
VGIT vs XLI: Differences, Returns & Fees
Over the year to Oct 28, 2026, VGIT returned −1.5% to XLI's +10.2%; 0% of their weight is in the same names.
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Net assets: $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF, and $30.8bn on Oct 27, 2026 for State Street Industrial Select Sector SPDR ETF.
Pair scorecard
VGIT costs 0.05 points a year less; their one-year returns differ by 11.7 points; VGIT is 1.3 times larger.
| Measure | VGIT | XLI |
|---|---|---|
| Return | ||
| Total return, 1 year | −1.5% | +10.2% |
| Drawdown | ||
| Below its high | 3.5%, high on Aug 4, 2020 | 9.4%, high on Aug 14, 2026 |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Treasury 3-10 Year Index | Industrial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.08% |
| Net assets, as of Sep 30, 2026 | $39.7bn | $29.8bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 37.8% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, VGIT and XLI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
VGIT and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VGIT
VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.
XLI
XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, VGIT or XLI?
- In the year to Oct 28, 2026, with distributions reinvested, VGIT returned −1.5% and XLI +10.2%.
- Which is cheaper, VGIT or XLI?
- VGIT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, VGIT against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/vgit-vs-xli
ETFIQ. (Oct 28, 2026). VGIT against XLI. Retrieved from https://etfiq.com/compare/any/vgit-vs-xli
[VGIT against XLI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vgit-vs-xli)
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