Which returned more over the last year, VFLO or VFMF?

In the year to Oct 9, 2026, with distributions reinvested, VFLO returned +42.3% and VFMF +29.9%.

Which is cheaper, VFLO or VFMF?

VFMF is cheaper, by 0.21 percentage points a year. On $10,000 held for a year that difference is about $21. Fees come from each fund's prospectus.

How much do VFLO and VFMF overlap with the S&P 500?

By their latest filed holdings, 84% of VFLO and 47% of VFMF by weight is stocks the S&P 500 already holds.

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VFLO vs VFMF: how they differ

VFLO and VFMF hold 8% of their weight in the same names, and VFLO returned +42.3% over the year. VictoryShares Free Cash Flow ETF and Vanguard U.S. Multifactor ETF.

VFMF costs 0.21 points a year less; their one-year returns differ by 12.4 points; VFLO is 7.1 times larger.

	VFLO	VFMF
Expense ratio	0.39%	0.18%
Net assets, VFLO as of Jun 30, 2026 and VFMF as of Sep 30, 2026	$7.8bn	$1.1bn
Total return, 1 year	+42.3%	+29.9%
Holdings in common	8%
Nasdaq-100, total return, 1 year	+23.6%
Top ten holdings, share of the fund	30.8%	8.9%
Below its high	5.4%, high on Sep 3, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

+42.3%

VFLO total return, 1 year

+29.9%

VFMF total return, 1 year

0.39%

VFLO expense ratio

0.18%

VFMF expense ratio

What they hold in common

By the books each fund has filed, VFLO and VFMF hold 8% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

8% in common

Positions both hold, largest shared weight first

Holding VFLO VFMF

NEWMONT CORPORATION 3.01% 0.89%

CONOCOPHILLIPS 2.11% 0.86%

EOG RESOURCES, INC. 2.37% 0.84%

MERCK & CO., INC. 2.98% 0.81%

EXXON MOBIL CORPORATION 2.76% 0.59%

ADOBE INC. 3.37% 0.54%

JAZZ PHARMACEUTICALS PUBLIC LIMITED COMPANY 1.46% 0.30%

THE CIGNA GROUP 2.66% 0.27%

EXPEDIA GROUP, INC. 3.41% 0.26%

INCYTE CORPORATION 1.74% 0.25%

ACCENTURE PUBLIC LIMITED COMPANY 2.73% 0.24%

DEVON ENERGY CORPORATION 3.49% 0.24%

Only in VFLO

SANDISK CORPORATION 3.02%

COEUR MINING, INC. 3.02%

SALESFORCE, INC. 2.90%

BOOKING HOLDINGS INC. 2.73%

UBER TECHNOLOGIES, INC. 2.67%

TENET HEALTHCARE CORPORATION 2.37%

DIAMONDBACK ENERGY, INC. 2.35%

T-MOBILE US, INC. 2.26%

Only in VFMF

Micron Technology Inc 1.25%

Bristol-Myers Squibb Co 0.88%

Bank of New York Mellon Corp/The 0.86%

Travelers Cos Inc/The 0.83%

Altria Group Inc 0.83%

Cisco Systems Inc 0.83%

Alphabet Inc 0.79%

Regeneron Pharmaceuticals Inc 0.77%

Check overlap with more funds →

On the same fields

VFLO

VictoryShares Free Cash Flow ETF

VFMF

Vanguard U.S. Multifactor ETF

Where it sits Stock ETF Stock ETF

Issuer VictoryShares Vanguard

What it is Tracks an index Actively managed

Total return, 1 year +42.3% +29.9%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 +25.1 pts +12.7 pts

Expense ratio 0.39% 0.18%

Already in the S&P 500 83.8% 46.9%

Holdings 50 613

Net assets, VFLO as of Jun 30, 2026 and VFMF as of Sep 30, 2026 $7.8bn $1.1bn

VFLO and VFMF on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

VFLO in plain words

VFLO tracks an index. Over the year to Oct 9, 2026 it returned +42.3% with distributions reinvested, against +17.3% for the S&P 500 and +23.6% for the Nasdaq-100. The prospectus expense ratio is 0.39% a year. By its holdings filed for Jun 30, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 50 positions, with the top ten at 30.8%. It sat 5.4% below its high of Sep 3, 2026 on Oct 9, 2026.

VFMF in plain words

VFMF is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned +29.9% with distributions reinvested, against +17.3% for the S&P 500 and +23.6% for the Nasdaq-100. The prospectus expense ratio is 0.18% a year. By its holdings filed for May 31, 2026, 47% of the fund by weight is stocks the S&P 500 also holds, across 613 positions, with the top ten at 8.9%.

Questions people ask

Which returned more over the last year, VFLO or VFMF?: In the year to Oct 9, 2026, with distributions reinvested, VFLO returned +42.3% and VFMF +29.9%.
Which is cheaper, VFLO or VFMF?: VFMF is cheaper, by 0.21 percentage points a year. On $10,000 held for a year that difference is about $21. Fees come from each fund's prospectus.
How much do VFLO and VFMF overlap with the S&P 500?: By their latest filed holdings, 84% of VFLO and 47% of VFMF by weight is stocks the S&P 500 already holds.

Other comparisons

PEY vs VFLO IMCV vs VFLO FXO vs VFLO FTXR vs VFLO FVD vs VFMF IJJ vs VFMF NOBL vs VFMF EMLP vs VFMF

VFLO on its own →VFMF on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

VFLO filings on SEC EDGAR ↗VFLO prospectus with the expense ratio (SEC) ↗VFMF filings on SEC EDGAR ↗VFMF prospectus with the expense ratio (SEC) ↗Vanguard page for VFMF ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed.

Cite this page

ETFIQ, VFLO against VFMF, data as of Oct 9, 2026. https://etfiq.com/compare/any/vflo-vs-vfmf

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.