Which returned more over the last year, USPX or VTI?

In the year to Oct 9, 2026, with distributions reinvested, USPX returned +16.9% and VTI +16.8%.

Which is cheaper, USPX or VTI?

Neither: USPX and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

How much do USPX and VTI overlap with the S&P 500?

By their latest filed holdings, 98% of USPX and 88% of VTI by weight is stocks the S&P 500 already holds.

Compare their flows Ask IQ about these two funds

USPX vs VTI: Differences, Returns & Fees

USPX and VTI hold 86% of their weight in the same names. Net assets: $2.1bn on Oct 9, 2026 for Franklin U.S. Equity Index ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

Both cost 0.03% a year; their one-year returns differ by 0.1 points; VTI is far larger, $2.30tn against $2.0bn.

Points (pts) are percentage points.

USPX vs VTI: Differences, Returns & Fees
	USPX	VTI
Expense ratio	0.03%	0.03%
Net assets, as of Jun 30, 2026	$2.0bn	$2.30tn
Total return, 1 year	+16.9%	+16.8%
What it tracks	Linked Morningstar US Target Market Exposure Index ††	CRSP US Total Market Index
Holdings in common	86%
Top ten holdings, share of the fund	36.2%	33.5%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026.

+16.9%

USPX total return, 1 year

+16.8%

VTI total return, 1 year

0.03%

USPX expense ratio

0.03%

VTI expense ratio

What they hold in common

By the books each fund has filed, USPX and VTI hold 86% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

half

86% in common

Positions both hold, largest shared weight first

Holding USPX VTI

NVIDIA CORP 7.29% 6.88%

APPLE INC 6.59% 6.30%

MICROSOFT CORP 4.31% 5.11%

AMAZON.COM INC 3.64% 3.41%

ALPHABET INC 3.25% 2.70%

BROADCOM INC 2.73% 2.38%

ALPHABET INC 2.59% 2.12%

META PLATFORMS INC 1.92% 1.70%

MICRON TECHNOLOGY INC 2.02% 1.47%

TESLA INC 1.84% 1.40%

ELI LILLY & COMPANY 1.50% 1.33%

JP MORGAN CHASE & COMPANY 1.37% 1.29%

Only in USPX

EXXONMOBIL HOLDINGS CORP 0.88%

MERCADOLIBRE INC 0.12%

NXP SEMICONDUCTORS NV 0.10%

ELECTRONIC ARTS INC 0.07%

AVALONBAY COMMUNITIES INC 0.04%

COUPANG INC 0.03%

AMCOR PLC 0.03%

ROYALTY PHARMA PLC 0.03%

Only in VTI

ExxonMobil Holdings Corp 0.90%

SLCMT1142 0.20%

Space Exploration Technologies Corp 0.12%

Moderna Inc 0.07%

Natera Inc 0.06%

Waste Connections Inc 0.06%

Revolution Medicines Inc 0.06%

Cboe Global Markets Inc 0.04%

Check overlap with more funds →

On the same fields

USPX

Franklin U.S. Equity Index ETF

VTI

Vanguard Morningstar Total Stock Market ETF

Where it sits Stock ETF Stock ETF

Issuer Franklin Vanguard

What it is Tracks an index Tracks an index of US total market

Total return, 1 year +16.9% +16.8%

Its benchmark over the same days +16.9% (BBUS) not published

Gap to its benchmark 0.0 pts vs BBUS not available

Expense ratio 0.03% 0.03%

Already in the S&P 500 97.9% 88.1%

Holdings 468 3509

Net assets, USPX as of Oct 9, 2026 and VTI as of Sep 30, 2026 $2.1bn $689.2bn

USPX and VTI on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About USPX

USPX tracks an index. Over the year to Oct 9, 2026 it returned +16.9% with distributions reinvested, against +16.9% for its benchmark, the Linked Morningstar US Target Market Exposure Index ††. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 468 positions, with the top ten at 36.2%.

About VTI

VTI tracks an index of US total market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. By its holdings published by its issuer as of Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,509 positions, with the top ten at 33.5%.

Questions people ask

Which returned more over the last year, USPX or VTI?: In the year to Oct 9, 2026, with distributions reinvested, USPX returned +16.9% and VTI +16.8%.
Which is cheaper, USPX or VTI?: Neither: USPX and VTI both charge 0.03% a year. Fees come from each fund's prospectus.
How much do USPX and VTI overlap with the S&P 500?: By their latest filed holdings, 98% of USPX and 88% of VTI by weight is stocks the S&P 500 already holds.

Other comparisons

USPX vs VOO QUAL vs USPX DIA vs USPX SCHB vs USPX JPEF vs VTI FINA vs VTI GSEW vs VTI CGCV vs VTI

USPX on its own →VTI on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

USPX filings on SEC EDGAR ↗USPX prospectus with the expense ratio (SEC) ↗Franklin website ↗VTI filings on SEC EDGAR ↗VTI prospectus with the expense ratio (SEC) ↗Vanguard page for VTI ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, USPX against VTI, data as of Oct 9, 2026. https://etfiq.com/compare/any/uspx-vs-vti

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.