Which returned more over the last year, USO or XLRE?

In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and XLRE +4.3%.

Which is cheaper, USO or XLRE?

XLRE is cheaper, by 0.78 percentage points a year. That is about $78 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

USO vs XLRE: Differences, Returns & Fees

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USO is a commodity futures fund and XLRE an equity index fund, and over the year to Oct 28, 2026, USO returned +133.3% against +4.3%.

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Net assets: $1.9bn on Oct 28, 2026 for United States Oil Fund, LP, and $8.0bn on Oct 27, 2026 for State Street Real Estate Select Sector SPDR ETF.

USO on its own →XLRE on its own →

At a glance

+133.3%

USO total return, 1 year

+4.3%

XLRE total return, 1 year

0.86%

USO expense ratio

0.08%

XLRE expense ratio

Pair scorecard

XLRE costs 0.78 points a year less; their one-year returns differ by 129.0 points; XLRE is 4.2 times larger.

USO vs XLRE: Differences, Returns & Fees
Measure	USO	XLRE
Return
Measure	USO	XLRE
Total return, 1 year	+133.3%	+4.3%
Drawdown
Measure	USO	XLRE
Below its high	82.3%, high on Jul 14, 2008	7.7%, high on Jul 28, 2026
Benchmark
Measure	USO	XLRE
What it tracks	Oil futures	Real Estate Select Sector Index
Cost and size
Measure	USO	XLRE
Expense ratio	0.86%	0.08%
Net assets, as of Oct 27, 2026	$1.9bn	$8.0bn
Holdings
Measure	USO	XLRE
Holdings in common	not published
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		58.9%

Method

Side by side

USO United States Oil Fund, LP XLRE State Street Real Estate Select Sector SPDR ETF

Where it sits Commodity ETF Stock ETF

Issuer USCF State Street

What it is Holds oil futures Tracks an index of Real estate

Total return, 1 year +133.3% +4.3%

Expense ratio 0.86% 0.08%

Holdings not counted 31

Net assets, USO as of Oct 28, 2026 and XLRE as of Oct 27, 2026 $1.9bn $8.0bn

USO and XLRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

XLRE

XLRE tracks an index of Real estate. Over the year to Oct 28, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 58.9%. It sat 7.7% below its high of Jul 28, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USO or XLRE?: In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and XLRE +4.3%.
Which is cheaper, USO or XLRE?: XLRE is cheaper, by 0.78 percentage points a year. That is about $78 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IYR vs USO USO vs VNQ SCHH vs USO USO vs XLB BWET vs XLRE GLDM vs XLRE IAU vs XLRE GLD vs XLRE

Where to next

USO on its own →XLRE on its own →Hold both: look the portfolio through →Rankings →XLRE dividend history →XLRE holdings →Standards and sources →

Sources and dates

USCF website ↗

XLRE filings on SEC EDGAR ↗

XLRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, USO against XLRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/uso-vs-xlre

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.