Which returned more over the last year, IYR or USO?

In the year to Oct 28, 2026, with distributions reinvested, IYR returned +3.4% and USO +133.3%.

Which is cheaper, IYR or USO?

IYR is cheaper, by 0.49 percentage points a year. That is about $49 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IYR vs USO: Differences, Returns & Fees

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IYR is an equity index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against +3.4%.

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Net assets on Oct 28, 2026: $3.9bn for iShares U.S. Real Estate ETF and $1.9bn for United States Oil Fund, LP.

IYR on its own →USO on its own →

At a glance

+3.4%

IYR total return, 1 year

+133.3%

USO total return, 1 year

0.37%

IYR expense ratio

0.86%

USO expense ratio

Pair scorecard

IYR costs 0.49 points a year less; their one-year returns differ by 129.9 points; IYR is 2.1 times larger.

IYR vs USO: Differences, Returns & Fees
Measure	IYR	USO
Return
Measure	IYR	USO
Total return, 1 year	+3.4%	+133.3%
Drawdown
Measure	IYR	USO
Below its high	8.6%, high on Jul 28, 2026	82.3%, high on Jul 14, 2008
Benchmark
Measure	IYR	USO
What it tracks	Dow Jones U.S. Real Estate Capped Index	Oil futures
Cost and size
Measure	IYR	USO
Expense ratio	0.37%	0.86%
Net assets	$3.9bn	$1.9bn
Holdings
Measure	IYR	USO
Holdings in common	not published
In the S&P 500, by weight	80%
Holdings dated	Oct 27, 2026
Top ten holdings, share of the fund	52.5%

Method

Side by side

IYR iShares U.S. Real Estate ETF USO United States Oil Fund, LP

Where it sits Stock ETF Commodity ETF

Issuer iShares USCF

What it is Tracks an index of U.S. Real Estate Holds oil futures

Total return, 1 year +3.4% +133.3%

Expense ratio 0.37% 0.86%

Holdings 59 not counted

Net assets $3.9bn $1.9bn

IYR and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IYR

IYR tracks an index of U.S. Real Estate. Over the year to Oct 28, 2026 it returned +3.4% with distributions reinvested. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 59 positions, with the top ten at 52.5%. It sat 8.6% below its high of Jul 28, 2026 on Oct 28, 2026.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IYR or USO?: In the year to Oct 28, 2026, with distributions reinvested, IYR returned +3.4% and USO +133.3%.
Which is cheaper, IYR or USO?: IYR is cheaper, by 0.49 percentage points a year. That is about $49 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IYR vs SIVR BWET vs IYR IYR vs SLV IAU vs IYR SCHH vs USO USO vs VNQ USO vs XLRE KRE vs USO

Where to next

IYR on its own →USO on its own →Hold both: look the portfolio through →Rankings →IYR dividend history →IYR holdings →Standards and sources →

Sources and dates

IYR filings on SEC EDGAR ↗

IYR prospectus with the expense ratio (SEC) ↗

iShares page for IYR ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, IYR against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyr-vs-uso

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