Which returned more over the last year, USO or VHT?

In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VHT +25.0%.

Which is cheaper, USO or VHT?

VHT is cheaper, by 0.77 percentage points a year. That is about $77 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

USO vs VHT: Differences, Returns & Fees

Share on X Download as PDF

USO is a commodity futures fund and VHT an equity index fund, and over the year to Oct 28, 2026, USO returned +133.3% against +25.0%.

askIQ about this page

askIQ about USO and VHT

Net assets: $1.9bn on Oct 28, 2026 for United States Oil Fund, LP, and $19.1bn on Sep 30, 2026 for Vanguard Health Care ETF.

USO on its own →VHT on its own →

At a glance

+133.3%

USO total return, 1 year

+25.0%

VHT total return, 1 year

0.86%

USO expense ratio

0.09%

VHT expense ratio

Pair scorecard

VHT costs 0.77 points a year less; their one-year returns differ by 108.3 points.

USO vs VHT: Differences, Returns & Fees
Measure	USO	VHT
Return
Measure	USO	VHT
Total return, 1 year	+133.3%	+25.0%
Drawdown
Measure	USO	VHT
Below its high	82.3%, high on Jul 14, 2008
Benchmark
Measure	USO	VHT
What it tracks	Oil futures	MSCI US Investable Market Index (IMI)/Health Care 25/50
Cost and size
Measure	USO	VHT
Expense ratio	0.86%	0.09%
Net assets, USO as of Oct 28, 2026 and VHT as of Sep 30, 2026	$1.9bn	$19.1bn
Holdings
Measure	USO	VHT
Holdings in common	not published
In the S&P 500, by weight		86%
Top ten holdings, share of the fund		51.8%

Method

Side by side

USO United States Oil Fund, LP VHT Vanguard Health Care ETF

Where it sits Commodity ETF Stock ETF

Issuer USCF Vanguard

What it is Holds oil futures Tracks an index of Health Care

Total return, 1 year +133.3% +25.0%

Its benchmark over the same days not measured +25.4% (FHLC)

Gap to its benchmark not measured −0.4 pts vs FHLC

Expense ratio 0.86% 0.09%

Holdings not counted 414

Net assets, USO as of Oct 28, 2026 and VHT as of Sep 30, 2026 $1.9bn $19.1bn

USO and VHT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

VHT

VHT tracks an index of Health Care. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +25.4% for its benchmark, the MSCI US Investable Market Index (IMI)/Health Care 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 86% of the fund by weight is stocks the S&P 500 also holds, across 414 positions, with the top ten at 51.8%.

Questions people ask

Which returned more over the last year, USO or VHT?: In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VHT +25.0%.
Which is cheaper, USO or VHT?: VHT is cheaper, by 0.77 percentage points a year. That is about $77 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

USO vs XLV USO vs XLC USO vs XLY USO vs XLU BWET vs VHT GLDM vs VHT IAU vs VHT GLD vs VHT

Where to next

USO on its own →VHT on its own →Hold both: look the portfolio through →Rankings →VHT dividend history →VHT holdings →Standards and sources →

Sources and dates

USCF website ↗

VHT filings on SEC EDGAR ↗

VHT prospectus with the expense ratio (SEC) ↗

Vanguard page for VHT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, USO against VHT, data as of Oct 28, 2026. https://etfiq.com/compare/any/uso-vs-vht

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.