Which returned more over the last year, USMV or XHB?

In the year to Oct 28, 2026, with distributions reinvested, USMV returned +10.8% and XHB −8.6%.

Which is cheaper, USMV or XHB?

USMV is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do USMV and XHB overlap with the S&P 500?

By their latest filed holdings, 93% of USMV and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

USMV vs XHB: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, USMV returned +10.8% to XHB's −8.6%; 0% of their weight is in the same names.

askIQ about this page

askIQ about USMV and XHB

Net assets on Oct 27, 2026: $24.1bn for iShares MSCI USA Min Vol Factor ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

USMV on its own →XHB on its own →

At a glance

+10.8%

USMV total return, 1 year

−8.6%

XHB total return, 1 year

0.15%

USMV expense ratio

0.35%

XHB expense ratio

Pair scorecard

USMV costs 0.20 points a year less; their one-year returns differ by 19.4 points; USMV is 16.1 times larger.

USMV vs XHB: Differences, Returns & Fees
Measure	USMV	XHB
Return
Measure	USMV	XHB
Total return, 1 year	+10.8%	−8.6%
Drawdown
Measure	USMV	XHB
Below its high		20.5%, high on Oct 18, 2024
Benchmark
Measure	USMV	XHB
What it tracks	MSCI USA Minimum Volatility (USD) Index	S&P Homebuilders Select Industry Index
Cost and size
Measure	USMV	XHB
Expense ratio	0.15%	0.35%
Net assets, as of Oct 27, 2026	$24.1bn	$1.5bn
Holdings
Measure	USMV	XHB
Holdings in common	0%
Top ten holdings, share of the fund	14.8%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, USMV and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USMV XHB

HOME DEPOT 0.07% 3.30%

Only in one fund ↓

Only in USMV

MICROSOFT 1.61%

EXXONMOBIL HOLDINGS CORP 1.54%

BERKSHIRE HATHAWAY INC CLASS B 1.50%

CHUBB 1.50%

MOTOROLA SOLUTIONS INC 1.48%

AMPHENOL CORP CLASS A 1.47%

NVIDIA 1.47%

JOHNSON & JOHNSON 1.44%

Only in XHB

ALLEGION PLC 3.83%

SHARKNINJA INC 3.76%

WAYFAIR INC CLASS A 3.63%

WILLIAMS SONOMA INC 3.54%

SIMPSON MANUFACTURING CO INC 3.49%

MASCO CORP 3.49%

JOHNSON CONTROLS INTERNATION 3.46%

DR HORTON INC 3.41%

Check overlap with more funds →

Side by side

USMV iShares MSCI USA Min Vol Factor ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the MSCI USA Min Vol Factor Tracks the S&P Homebuilders

Total return, 1 year +10.8% −8.6%

Expense ratio 0.15% 0.35%

Already in the S&P 500 93.0% 45.7%

Holdings 176 34

Net assets, as of Oct 27, 2026 $24.1bn $1.5bn

USMV and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USMV

USMV tracks the MSCI USA Min Vol Factor. Over the year to Oct 28, 2026 it returned +10.8% with distributions reinvested. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 93% of the fund by weight is stocks the S&P 500 also holds, across 176 positions, with the top ten at 14.8%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USMV or XHB?: In the year to Oct 28, 2026, with distributions reinvested, USMV returned +10.8% and XHB −8.6%.
Which is cheaper, USMV or XHB?: USMV is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do USMV and XHB overlap with the S&P 500?: By their latest filed holdings, 93% of USMV and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

USMV vs XRT USMV vs XLY IYE vs USMV USMV vs VHT CGGR vs XHB DFUS vs XHB DGRW vs XHB AVUS vs XHB

Where to next

USMV on its own →XHB on its own →Hold both: look the portfolio through →Rankings →USMV dividend history →USMV holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

USMV filings on SEC EDGAR ↗

USMV prospectus with the expense ratio (SEC) ↗

iShares page for USMV ↗

XHB filings on SEC EDGAR ↗

XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, USMV against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/usmv-vs-xhb

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.