Data as of Oct 28, 2026.
USFR vs VYM: Differences, Returns & Fees
Over the year to Oct 28, 2026, USFR returned +4.1% to VYM's +18.0%; 0% of their weight is in the same names.
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Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $78.9bn on Sep 30, 2026 for Vanguard High Dividend Yield ETF.
Pair scorecard
VYM costs 0.11 points a year less; their one-year returns differ by 13.9 points.
| Measure | USFR | VYM |
|---|---|---|
| Return | ||
| Total return, 1 year | +4.1% | +18.0% |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Treasury Floating Rate Bond Index | FTSE High Dividend Yield Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.04% |
| Net assets, USFR as of May 31, 2026 and VYM as of Sep 30, 2026 | $17.0bn | $78.9bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 90% | |
| Top ten holdings, share of the fund | 26.2% | |
Holdings in common uses holdings dated May 31, 2026 and Sep 30, 2026. Method
Risk and return
Feb 14, 2014 to Oct 23, 2026 · 662 weekly returnsVYM returned more: +286.5% to +29.1%. USFR swung less: 0.9% to 15.1%. USFR fell less at its worst: −1.4% to −32.4%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | USFR | VYM | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +29.1% | +286.5% | VYM | Price change plus distributions, reinvested. |
| Annualized | +2.0% | +11.2% | VYM | Total return as a yearly rate. |
| Price return | +1.1% | +162.8% | VYM | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 0.9% | 15.1% | USFR | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 0.6% | 10.8% | USFR | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −1.4% | −32.4% | USFR | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.01 | 0.65 | VYM | Return above Treasury bills per unit of volatility. |
| Sortino | 0.01 | 0.91 | VYM | Return above Treasury bills per unit of downside deviation. |
| Calmar | 1.49 | 0.35 | USFR | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 662 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, USFR and VYM hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
USFR and VYM on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
No client brief for this pair: the two funds' holdings are dated 122 days apart.
USFR
USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.
VYM
VYM tracks an index of US high dividend. Over the year to Oct 28, 2026 it returned +18.0% with distributions reinvested. The prospectus expense ratio is 0.04% a year. By its holdings published by its issuer as of Sep 30, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 595 positions, with the top ten at 26.2%.
Questions people ask
- Which returned more over the last year, USFR or VYM?
- In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and VYM +18.0%.
- Which is cheaper, USFR or VYM?
- VYM is cheaper, by 0.11 percentage points a year. That is about $11 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, USFR against VYM, data as of Oct 28, 2026. https://etfiq.com/compare/any/usfr-vs-vym
ETFIQ. (Oct 28, 2026). USFR against VYM. Retrieved from https://etfiq.com/compare/any/usfr-vs-vym
[USFR against VYM (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/usfr-vs-vym)
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