Data as of Oct 28, 2026.
USFR vs VOO: Differences, Returns & Fees
Over the year to Oct 28, 2026, USFR returned +4.1% to VOO's +13.7%; 0% of their weight is in the same names.
askIQ about this page
askIQ about USFR and VOO
Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $1.0tn on Sep 30, 2026 for Vanguard S&P 500 ETF.
Pair scorecard
VOO costs 0.12 points a year less; their one-year returns differ by 9.6 points.
| Measure | USFR | VOO |
|---|---|---|
| Return | ||
| Total return, 1 year | +4.1% | +13.7% |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Treasury Floating Rate Bond Index | S&P 500 Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.03% |
| Net assets, USFR as of May 31, 2026 and VOO as of Sep 30, 2026 | $17.0bn | $1.0tn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 39.1% | |
Holdings in common uses holdings dated May 31, 2026 and Sep 30, 2026. Method
What they share
By the books each fund has filed, USFR and VOO hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
USFR and VOO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
USFR
USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.
VOO
VOO tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 39.1%.
Questions people ask
- Which returned more over the last year, USFR or VOO?
- In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and VOO +13.7%.
- Which is cheaper, USFR or VOO?
- VOO is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, USFR against VOO, data as of Oct 28, 2026. https://etfiq.com/compare/any/usfr-vs-voo
ETFIQ. (Oct 28, 2026). USFR against VOO. Retrieved from https://etfiq.com/compare/any/usfr-vs-voo
[USFR against VOO (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/usfr-vs-voo)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.