Data as of Oct 28, 2026.
TRFK vs XLK: Differences, Returns & Fees
Over the year to Oct 28, 2026, TRFK returned +28.4% to XLK's +27.1%; 43% of their weight is in the same names.
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Net assets on Oct 27, 2026: $1.1bn for Pacer Data and Digital Revolution ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.
Pair scorecard
XLK costs 0.41 points a year less; their one-year returns differ by 1.3 points; XLK is far larger, $125.0bn against $1.1bn.
| Measure | TRFK | XLK |
|---|---|---|
| Return | ||
| Total return, 1 year | +28.4% | +27.1% |
| Drawdown | ||
| Below its high | 15.2%, high on Jun 22, 2026 | 5.4%, high on Oct 6, 2026 |
| Benchmark | ||
| What it tracks | Pacer Data Transmission and Communication Revolution Index | Technology Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.49% | 0.08% |
| Net assets, as of Oct 27, 2026 | $1.1bn | $125.0bn |
| Holdings | ||
| Holdings in common | 43% | |
| Top ten holdings, share of the fund | 53.0% | 64.6% |
Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method
Risk and return
Jun 17, 2022 to Oct 23, 2026 · 227 weekly returnsTRFK returned more: +290.7% to +203.9%. XLK swung less: 24.3% to 29.3%. XLK fell less at its worst: −24.0% to −27.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | TRFK | XLK | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +290.7% | +203.9% | TRFK | Price change plus distributions, reinvested. |
| Annualized | +36.6% | +29.0% | TRFK | Total return as a yearly rate. |
| Price return | +285.8% | +194.1% | TRFK | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 29.3% | 24.3% | XLK | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 19.0% | 15.4% | XLK | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −27.3% | −24.0% | XLK | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 1.06 | 0.99 | TRFK (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.64 | 1.56 | TRFK (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 1.34 | 1.21 | TRFK | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 227 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, TRFK and XLK hold 43% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.
half
43% in common
Only in one fund ↓
Side by side
TRFK and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
TRFK and XLK are built for the same job. How do they differ in cost, holdings and results?
- What each follows. TRFK follows Pacer Data Transmission and Communication Revolution Index and XLK follows Technology Select Sector Index.
- Holdings in common. 43% of the weight is in the same securities (holdings dated Jul 31, 2026 and Oct 27, 2026).
- Cost. TRFK charges 0.49% of assets a year and XLK 0.08%, a gap of 0.41 points.
Data as of Oct 28, 2026.
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TRFK
TRFK tracks an index. Over the year to Oct 28, 2026 it returned +28.4% with distributions reinvested. The prospectus expense ratio is 0.49% a year. By its holdings filed for Jul 31, 2026, 75% of the fund by weight is stocks the S&P 500 also holds, across 94 positions, with the top ten at 53.0%. It sat 15.2% below its high of Jun 22, 2026 on Oct 28, 2026.
XLK
XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, TRFK or XLK?
- In the year to Oct 28, 2026, with distributions reinvested, TRFK returned +28.4% and XLK +27.1%.
- Which is cheaper, TRFK or XLK?
- XLK is cheaper, by 0.41 percentage points a year. That is about $41 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, TRFK against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/trfk-vs-xlk
ETFIQ. (Oct 28, 2026). TRFK against XLK. Retrieved from https://etfiq.com/compare/any/trfk-vs-xlk
[TRFK against XLK (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/trfk-vs-xlk)
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