Data as of Oct 28, 2026.
TFJL vs VGLT: Differences, Returns & Fees
Over the year to Oct 28, 2026, TFJL returned −7.9% to VGLT's −6.7%, and VGLT charges 0.03% to TFJL's 0.79%.
askIQ about this page
askIQ about TFJL and VGLT
Net assets: $11m on Oct 28, 2026 for Innovator 20+ Year Treasury Bond 5 Floor ETF - Quarterly, and $10.4bn on Sep 30, 2026 for Vanguard Long-Term Treasury ETF.
Pair scorecard
VGLT costs 0.76 points a year less; their one-year returns differ by 1.2 points.
| Measure | TFJL | VGLT |
|---|---|---|
| Return | ||
| Total return, 1 year | −7.9% | −6.7% |
| Drawdown | ||
| Below its high | 38.8%, high on Aug 4, 2020 | |
| Index fall to the buffer | 8.7% | |
| Fund price fall to the buffer | 7.7% | |
| Benchmark | ||
| What it tracks | TLT | Bloomberg U.S. Long Treasury Index |
| The outcome period | ||
| Room to the cap | 14.9% | |
| Buffer left, in index points | 95.0% of 95.0% | |
| Days left in the period | 64 | |
| Period ends | Dec 31, 2026 | |
| Cost and size | ||
| Expense ratio | 0.79% | 0.03% |
| Net assets, TFJL as of Oct 28, 2026 and VGLT as of Sep 30, 2026 | $11m | $10.4bn |
| Holdings | ||
| Holdings in common | not published | |
Side by side
TFJL and VGLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
TFJL
From its price on Oct 28, 2026, the fund can gain about 14.9% more before it reaches its cap. The fund's price can fall 7.7% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, TLT can fall 8.7% from today's level to the point where the buffer begins. Protection left, in index points: 95.0% of the 95.0% buffer still sits below today's TLT level. 64 days remained on Oct 28, 2026. On Dec 31, 2026 the period ends and a new cap is set.
VGLT
VGLT tracks an index of Long-term Treasury. Over the year to Oct 28, 2026 it returned −6.7% with distributions reinvested, against −6.7% for its benchmark, the Bloomberg U.S. Long Treasury Index. The prospectus expense ratio is 0.03% a year. It sat 38.8% below its high of Aug 4, 2020 on Oct 28, 2026.
Questions people ask
- Are TFJL and VGLT in the same category?
- TFJL is a buffer ETF and VGLT is a bond ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, TFJL or VGLT?
- In the year to Oct 28, 2026, with distributions reinvested, TFJL returned −7.9% and VGLT −6.7%.
- Which is cheaper, TFJL or VGLT?
- VGLT is cheaper, by 0.76 percentage points a year. That is about $76 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
Cite this pageCitation, APA and Markdown
ETFIQ, TFJL against VGLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/tfjl-vs-vglt
ETFIQ. (Oct 28, 2026). TFJL against VGLT. Retrieved from https://etfiq.com/compare/any/tfjl-vs-vglt
[TFJL against VGLT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/tfjl-vs-vglt)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.