Which returned more over the last year, SPSB or XLC?

In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and XLC −10.4%.

Which is cheaper, SPSB or XLC?

SPSB is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SPSB vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SPSB returned +2.2% to XLC's −10.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $11.3bn for State Street SPDR Portfolio Short Term Corporate Bond ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.

SPSB on its own →XLC on its own →

At a glance

+2.2%

SPSB total return, 1 year

−10.4%

XLC total return, 1 year

0.04%

SPSB expense ratio

0.08%

XLC expense ratio

Pair scorecard

SPSB costs 0.04 points a year less; their one-year returns differ by 12.6 points; XLC is 2.0 times larger.

SPSB vs XLC: Differences, Returns & Fees
Measure	SPSB	XLC
Return
Measure	SPSB	XLC
Total return, 1 year	+2.2%	−10.4%
Drawdown
Measure	SPSB	XLC
Below its high		13.3%, high on Jan 30, 2026
Benchmark
Measure	SPSB	XLC
What it tracks	Bloomberg U.S. 1-3 Year Corporate Bond Index	Communication Services Select Sector Index
Cost and size
Measure	SPSB	XLC
Expense ratio	0.04%	0.08%
Net assets, as of Oct 27, 2026	$11.3bn	$22.1bn
Holdings
Measure	SPSB	XLC
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SPSB and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SPSB XLC

Only in one fund ↓

Only in SPSB

SALESFORCE INC SR UNSECURED 03/29 4.65 0.66%

AERCAP IRELAND CAP/GLOBA COMPANY GUAR 10/28 3 0.47%

PFIZER INVESTMENT ENTER COMPANY GUAR 05/28 4.45 0.45%

AMAZON.COM INC SR UNSECURED 03/29 4 0.45%

BANK OF AMERICA CORP SR UNSECURED 12/28 VAR 0.45%

NVIDIA CORP SR UNSECURED 06/29 4.35 0.43%

GOLDMAN SACHS GROUP INC SR UNSECURED 05/29 VAR 0.38%

ORACLE CORP SR UNSECURED 02/29 4.55 0.37%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

COMCAST CORP CLASS A 4.48%

VERIZON COMMUNICATIONS INC 4.45%

APPLOVIN CORP CLASS A 4.34%

Check overlap with more funds →

Side by side

SPSB State Street SPDR Portfolio Short Term Corporate Bond ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index of Short Term Corporate Bond Tracks an index of Communication services

Total return, 1 year +2.2% −10.4%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +3.6 pts vs AGG not measured

Expense ratio 0.04% 0.08%

Holdings 1684 23

Net assets, as of Oct 27, 2026 $11.3bn $22.1bn

SPSB and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SPSB

SPSB tracks an index of Short Term Corporate Bond. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.04% a year.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SPSB or XLC?: In the year to Oct 28, 2026, with distributions reinvested, SPSB returned +2.2% and XLC −10.4%.
Which is cheaper, SPSB or XLC?: SPSB is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SPSB vs VOX SPSB vs XLY SPSB vs XLU SPSB vs VHT VCSH vs XLC IGSB vs XLC BSV vs XLC VCLT vs XLC

Where to next

SPSB on its own →XLC on its own →Hold both: look the portfolio through →Rankings →SPSB dividend history →SPSB holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

SPSB filings on SEC EDGAR ↗

SPSB prospectus with the expense ratio (SEC) ↗

State Street website ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SPSB against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/spsb-vs-xlc

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