Data as of Oct 28, 2026.

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SIXJ vs SPY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SIXJ returned +11.7% to SPY's +13.6%, and SPY charges 0.09% to SIXJ's 0.74%.

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Net assets on Oct 27, 2026: $150m for AllianzIM U.S. Equity Buffer10 ETF - Jan and $814.8bn for SPDR S&P 500 ETF Trust.

At a glance
+11.7%
SIXJ total return, 1 year
+13.6%
SPY total return, 1 year
0.74%
SIXJ expense ratio
0.09%
SPY expense ratio

Pair scorecard

SPY costs 0.65 points a year less; their one-year returns differ by 1.9 points; SPY is far larger, $814.8bn against $150m.

SIXJ vs SPY: Differences, Returns & Fees
MeasureSIXJSPY
Return
Total return, 1 year+11.7%+13.6%
Drawdown
Index fall to the buffer3.3%
Fund price fall to the buffer3.5%
Benchmark
What it tracksSPYS&P 500 Index
The outcome period
Room to the cap4.4%
Buffer left, in index points10.0% of 10.0%
Days left in the period64
Period endsDec 31, 2026
Cost and size
Expense ratio0.74%0.09%
Net assets, as of Oct 27, 2026$150m$814.8bn
Holdings
Holdings in commonnot published
In the S&P 500, by weight100%
Top ten holdings, share of the fund38.1%

Method

Side by side

SIXJ AllianzIM U.S. Equity Buffer10 ETF - Jan SPY SPDR S&P 500 ETF Trust
Where it sits Buffer ETF Stock ETF
What it is Defined outcome, 10% on SPY Tracks the S&P 500
Total return, 1 year +11.7% +13.6%
Its benchmark over the same days +12.4% (SPY) +13.7% (VOO)
Gap to its benchmark −0.7 pts vs SPY −0.1 pts vs VOO
Expense ratio 0.74% 0.09%
Holdings not read by ETFIQ 504
Net assets, as of Oct 27, 2026 $150m $814.8bn

SIXJ and SPY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SIXJ

From its price on Oct 28, 2026, the fund can gain about 4.4% more before it reaches its cap. The fund's price can fall 3.5% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 3.3% from today's level to the point where the buffer begins. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level. 64 days remained on Oct 28, 2026. On Dec 31, 2026 the period ends and a new cap is set.

SPY

SPY tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 38.1%.

Questions people ask

Are SIXJ and SPY in the same category?
SIXJ is a buffer ETF and SPY is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
Which returned more over the last year, SIXJ or SPY?
In the year to Oct 28, 2026, with distributions reinvested, SIXJ returned +11.7% and SPY +13.6%.
Which is cheaper, SIXJ or SPY?
SPY is cheaper, by 0.65 percentage points a year. That is about $65 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, SIXJ against SPY, data as of Oct 28, 2026. https://etfiq.com/compare/any/sixj-vs-spy

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