Which returned more over the last year, SCMB or VCRM?

In the year to Oct 9, 2026, with distributions reinvested, SCMB returned −2.7% and VCRM −1.2%.

Which is cheaper, SCMB or VCRM?

SCMB is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.

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SCMB vs VCRM: Differences, Returns & Fees

SCMB's duration was 6.6 years on Jun 30, 2026 and VCRM's 7.7 on Jul 31, 2026; SCMB charges 0.03% to VCRM's 0.12%. Net assets: $4.0bn on Jun 30, 2026 for Schwab Municipal Bond ETF, and $2.2bn on Sep 30, 2026 for Vanguard Core Tax-Exempt Bond ETF.

SCMB costs 0.09 points a year less; their one-year returns differ by 1.5 points.

	SCMB	VCRM
Expense ratio	0.03%	0.12%
Net assets, SCMB as of Jun 30, 2026 and VCRM as of Sep 30, 2026	$4.0bn	$2.2bn
Total return, 1 year	−2.7%	−1.2%
What it tracks	not read by ETFIQ	No index, actively managed
Holdings in common	3%
Below its high	5.8%, high on Jul 6, 2026	5.2%, high on Jul 2, 2026

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.

−2.7%

SCMB total return, 1 year

−1.2%

VCRM total return, 1 year

0.03%

SCMB expense ratio

0.12%

VCRM expense ratio

What they hold in common

By the books each fund has filed, SCMB and VCRM hold 3% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

half

3% in common

Positions both hold, largest shared weight first

Holding SCMB VCRM

Ohio Turnpike & Infrastructure Commission, due Feb 15, 2046 0.14% 0.10%

NEW YORK CITY NY TRANSITIONAL FIN AUTH REV, due May 1, 2051 0.07% 0.23%

District of Columbia Income Tax Revenue, due Jul 1, 2047 0.07% 0.09%

Texas Water Development Board, due Oct 15, 2035 0.05% 0.06%

CUYAHOGA CNTY OH, due Dec 1, 2051 0.05% 0.17%

City of Phoenix Civic Improvement Corp., due Jul 1, 2045 0.05% 0.11%

Grand Parkway Transportation Corp., due Oct 1, 2049 0.04% 0.07%

City of San Antonio Electric & Gas Systems Revenue, due Feb 1, 2046 0.04% 0.08%

MET TRANSPRTN AUTH NY REVENUE, due Nov 15, 2050 0.04% 0.05%

Grand Parkway Transportation Corp., due Oct 1, 2043 0.04% 0.41%

ILLINOIS ST, due Oct 1, 2048 0.04% 0.06%

TEXAS ST UNIV SYS FING REVENUE, due Mar 15, 2056 0.03% 0.23%

Only in SCMB

Commonwealth of Massachusetts, due Nov 1, 2043 0.22%

Gwinnett County School District, due Feb 1, 2030 0.22%

City of New York, due Aug 1, 2029 0.20%

State of California Department of Water Resources, due Dec 1, 2034 0.19%

State of Washington, due Feb 1, 2039 0.17%

State of California, due Sep 1, 2047 0.17%

New York City Municipal Water Finance Authority, due Jun 15, 2039 0.17%

NORTHWEST TX INDEP SCH DIST, due Feb 15, 2055 0.16%

Only in VCRM

UNIVERSITY CINCINNATI OHIO GEN GEN RCPTS BDS 2017 A, due Jun 1, 2045 0.84%

BLACK BELT GAS DT-B, due Oct 1, 2035 0.75%

MASSACHUSETTS ST-A, due Jun 1, 2047 0.67%

BLACK BELT ENERGY-B, due Oct 1, 2055 0.64%

KY PUB ENERGY -A-1, due Aug 1, 2052 0.56%

CHICAGO IL O'HARE INT, due Jan 1, 2047 0.56%

JEFFERSON SALES TAX-B, due Dec 1, 2042 0.55%

BLACK BELT ENERGY-A, due Dec 1, 2034 0.48%

Check overlap with more funds →

On the same fields

SCMB

Schwab Municipal Bond ETF

VCRM

Vanguard Core Tax-Exempt Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index Actively managed

Total return, 1 year −2.7% −1.2%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −20.0 pts −18.5 pts

Expense ratio 0.03% 0.12%

Holdings 6845 2387

Net assets, SCMB as of Jun 30, 2026 and VCRM as of Sep 30, 2026 $4.0bn $2.2bn

SCMB and VCRM on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

SCMB in plain words

SCMB tracks an index. Over the year to Oct 9, 2026 it returned −2.7% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 5.8% below its high of Jul 6, 2026 on Oct 9, 2026.

VCRM in plain words

VCRM is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.12% a year. It sat 5.2% below its high of Jul 2, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, SCMB or VCRM?: In the year to Oct 9, 2026, with distributions reinvested, SCMB returned −2.7% and VCRM −1.2%.
Which is cheaper, SCMB or VCRM?: SCMB is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SCMB vs TFI SCMB vs TAFM SCMB vs VTEB FLMI vs SCMB FLMI vs VCRM FMB vs VCRM VCRM vs VTEB TFI vs VCRM

SCMB on its own →VCRM on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

SCMB filings on SEC EDGAR ↗SCMB prospectus with the expense ratio (SEC) ↗Schwab website ↗VCRM filings on SEC EDGAR ↗VCRM prospectus with the expense ratio (SEC) ↗Vanguard page for VCRM ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCMB against VCRM, data as of Oct 9, 2026. https://etfiq.com/compare/any/scmb-vs-vcrm

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.