Which returned more over the last year, SCHX or SHY?

In the year to Sep 13, 2026, with distributions reinvested, SCHX returned +16.8% and SHY returned +1.7%, so SCHX returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHX or SHY?

SCHX charges 0.03% a year and SHY charges 0.15%, so SCHX is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHX vs SHY: how they differ

SCHX and SHY hold 0% of their weight in the same names, and SCHX returned more over the year.

Schwab U.S. Large-Cap ETF and iShares 1-3 Year Treasury Bond ETF.

What they hold in common

By the books each fund has filed, SCHX and SHY hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHX	Only in SHY
NVIDIA Corp 7.51%	USD CASH 0.88%
Apple Inc 6.71%	TREASURY NOTE (2OLD) 0.80%
Microsoft Corp 4.89%	TREASURY NOTE (OLD) 0.76%
Amazon.com Inc 3.87%	TREASURY NOTE (OTR) 0.58%
Alphabet Inc 3.24%	BLK CSH FND TREASURY SL AGENCY 0.26%
Broadcom Inc 3.10%	TREASURY NOTE 0.06%
Alphabet Inc 2.58%
Meta Platforms Inc 2.02%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

SCHX and SHY on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SCHX Schwab U.S. Large-Cap ETF	SHY iShares 1-3 Year Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	iShares
What it is	U.S. Large-Cap	1-3 Year Treasury Bond
Total return, 1 year	+16.8%	+1.7%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−0.7 pts	−15.8 pts
Expense ratio	0.03%	0.15%
Holdings	748	93

SCHX in plain words

SCHX is an index equity fund tracking the U.S. Large-Cap. Over the year to Sep 11, 2026 it returned +16.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 748 positions, with the top ten at 37.3%.

SHY in plain words

SHY is a bond fund tracking the 1-3 Year Treasury Bond. Over the year to Sep 11, 2026 it returned +1.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, SCHX or SHY?: In the year to Sep 13, 2026, with distributions reinvested, SCHX returned +16.8% and SHY returned +1.7%, so SCHX returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHX or SHY?: SCHX charges 0.03% a year and SHY charges 0.15%, so SCHX is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHX against SHY, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHX against SHY, data as of Sep 13, 2026. https://etfiq.com/compare/any/schx-vs-shy Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources