Which returned more over the last year, SCHP or USHY?

In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and USHY +1.7%.

Which is cheaper, SCHP or USHY?

SCHP is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHP vs USHY: Differences, Returns & Fees

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SCHP's duration was 6.3 years on Jun 30, 2026 and USHY's 3.0 on Jul 31, 2026; SCHP charges 0.03% to USHY's 0.08%.

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Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $26.3bn on Oct 27, 2026 for iShares Broad USD High Yield Corporate Bond ETF.

SCHP on its own →USHY on its own →

At a glance

−0.8%

SCHP total return, 1 year

+1.7%

USHY total return, 1 year

0.03%

SCHP expense ratio

0.08%

USHY expense ratio

Pair scorecard

SCHP costs 0.05 points a year less; their one-year returns differ by 2.5 points.

SCHP vs USHY: Differences, Returns & Fees
Measure	SCHP	USHY
Return
Measure	SCHP	USHY
Total return, 1 year	−0.8%	+1.7%
Benchmark
Measure	SCHP	USHY
What it tracks	US TIPS	ICE BofA US High Yield Constrained Index
Cost and size
Measure	SCHP	USHY
Expense ratio	0.03%	0.08%
Net assets, SCHP as of Jun 30, 2026 and USHY as of Oct 27, 2026	$16.5bn	$26.3bn
Holdings
Measure	SCHP	USHY
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

What they share

By the books each fund has filed, SCHP and USHY hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHP USHY

Only in one fund ↓

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Only in USHY

1261229 BC Ltd, due Apr 15, 2032 0.47%

Meridian Arc Holdco LLC, due Apr 30, 2031 0.39%

EchoStar Corp, due Nov 30, 2029 0.39%

Quikrete Holdings Inc, due Mar 1, 2032 0.29%

PR RNO Property Owner 1 LLC, due May 1, 2031 0.28%

Asurion LLC/ Asurion Co-Issuer Inc, due Dec 31, 2032 0.26%

Cloud Software Group LLC, due Mar 31, 2029 0.26%

Cloud Software Group LLC, due Sep 30, 2029 0.25%

Check overlap with more funds →

Side by side

SCHP Schwab U.S. TIPS ETF USHY iShares Broad USD High Yield Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab iShares

What it is Tracks an index of US TIPS Tracks an index of Broad USD High Yield Corporate Bond

Total return, 1 year −0.8% +1.7%

Its benchmark over the same days −1.4% (AGG) +1.8% (SPHY)

Gap to its benchmark +0.6 pts vs AGG −0.1 pts vs SPHY

Expense ratio 0.03% 0.08%

Holdings 48 1900

Net assets, SCHP as of Jun 30, 2026 and USHY as of Oct 27, 2026 $16.5bn $26.3bn

SCHP and USHY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

USHY

USHY tracks an index of Broad USD High Yield Corporate Bond. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against +1.8% for its benchmark, the ICE BofA US High Yield Constrained Index, measured by the closely related ICE BofA US High Yield Index. The prospectus expense ratio is 0.08% a year.

Questions people ask

Which returned more over the last year, SCHP or USHY?: In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and USHY +1.7%.
Which is cheaper, SCHP or USHY?: SCHP is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

HYG vs SCHP JNK vs SCHP SCHP vs SHY BINC vs SCHP TIP vs USHY BINC vs USHY USHY vs VTIP BOND vs USHY

Where to next

SCHP on its own →USHY on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →USHY dividend history →USHY holdings →Standards and sources →

Sources and dates

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

USHY filings on SEC EDGAR ↗

USHY prospectus with the expense ratio (SEC) ↗

iShares page for USHY ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHP against USHY, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-ushy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.